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How to finance a 100% Chiropractic

The SBA 7(a) lenders funding the most 100% Chiropractic deals, ranked from public loan records — typical 100% Chiropractic loan about $395K, 3.03% failure rate across 36 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance 100% Chiropractic

$395K

Typical loan

range $150K–$498K

$439K

Est. purchase price

≈ loan ÷ 90%

$58,702

Cash to close

$43,889 down + fees

$5,111/mo

Typical payment

~9.5% · 10yr

$70,532/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.0%

Still performing

3% default · FY20–23

16 days

Typical time to fund

13

Lenders competing

more = leverage

7.44%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with 100% Chiropractic

Ranked by funded 100% Chiropractic loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.149 loans · $135M · Mukwonago, WIFull record →
  3. 3.62 loans · $34M · Winter Haven, FLFull record →
  4. 4.16 loans · $6M · Andover, KSFull record →
  5. 5.618 loans · $171M · Salt Lake City, UTFull record →
  6. 6.6 loans · $3M · Brooklyn, MIFull record →
  7. 7.72 loans · $30M · Oconomowoc, WIFull record →
  8. 8.318 loans · $229M · Osage Beach, MOFull record →
  9. 9.2 loans · $1M · Austin, TXFull record →
  10. 10.20 loans · $8M · Saint Petersburg, FLFull record →
  11. 11.2 loans · $2M · Glendale, AZFull record →
  12. 12.1,025 loans · $292M · Berkeley Heights, NJFull record →
  13. 13.242 loans · $281M · Chicago, ILFull record →

36+ funded 100% Chiropractic deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • 100 Chiro JRichardson, PLLC in Troy, MI — $514K (2026) · Bank Michigan
  • 100 CHIRO ADRY LLC in Keller, TX — $446K (2024) · Horizon Bank SSB
  • 100% Chiropractic - Glendale in Glendale, AZ — $428K (2024) · Bank Five Nine
  • JCG Management, LLC in El Cerrito, CA — $624K (2023) · First Bank of the Lake
  • 100 CHIRO CORONA LLC in Austin, TX — $586K (2023) · The Huntington National Bank
  • 100 Chiro Brinkerhoff, Inc. in Mission Viejo, CA — $456K (2023) · The Huntington National Bank
  • Dow Health Group LLC in Denver, CO — $440K (2023) · The Huntington National Bank
  • 100 Chiro Bayless, PLLC in Delray Beach, FL — $350K (2023) · Citizens Bank
  • 100 PERCENT CHIROPRACTIC PEREZ LLC in Alpharetta,, GA — $337K (2023) · The Huntington National Bank
  • 100 Percent Chiropractic Ryan Two LLC in Colorado Springs, CO — $270K (2023) · SouthState Bank, National Association
  • 100 Percent Chiropractic Ryan Two, LLC in Colorado Springs, CO — $255K (2023) · Equity Bank
  • Dow Health Group LLC in Denver, CO — $50K (2023) · The Huntington National Bank
  • 100 Chiro Brinkerhoff, Inc. in Mission Viejo, CA — $40K (2023) · The Huntington National Bank
  • 100 CHIRO CORONA LLC in Austin, TX — $30K (2023) · The Huntington National Bank
  • 100 Chiro Mamedly, LLC in Sugar Land, TX — $525K (2022) · The Huntington National Bank
  • PI Office Management Services, LLC in Hoffman Estates, IL — $498K (2022) · Citizens Bank
  • 100 Chiro Thomas 1, PLLC in Littleton, CO — $486K (2022) · The Huntington National Bank
  • 100 Chiro Ryan Three, LLC in Tulsa, OK — $452K (2022) · Equity Bank
  • 100 Chiro Cook, LLC in Frisco, TX — $414K (2022) · The Huntington National Bank
  • 100 Chiro Davis LLC in Sarasota, FL — $150K (2022) · BayFirst National Bank

Buying a 100% Chiropractic? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to 100% Chiropractic businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a 100% Chiropractic purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $395K typical 100% Chiropractic loan
  • 3.03% failure rate (FY20–23)
  • 13 lenders fund the brand
  • 16 days typical to fund

Buyers researching a 100% Chiropractic typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan broker100% Chiropractic record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/100-chiropractic
API:
https://www.capbench.com/api/public/lenders?franchise=100-chiropractic
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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