Benjamin Franklin Plumbing, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0207)
40 deals since 2020 · typical deal $300K · 0% failure rate
40
Deals since 2020
$300K
Typical deal
21
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Benjamin Franklin Plumbing
Most Benjamin Franklin Plumbing deals financed between $249K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,175
- Down payment (10%)
- $33K
- Cash to close (all-in)
- $45K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$45K)
Experience
Recent financings
- Benjamin Franklin Plumbing in Silverthorne, CO — $1.3M (2026) · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $942K (75%)
- Approval → funding
- 20 days
- Approved
- 1/16/2026
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Pathward National Association · Lender record →
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- NJ PLUMBING SERVICES, INC. in Columbus, OH — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 43 days
- Approved
- 11/13/2025
- First disbursed
- 12/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Coastline Home Pros Inc. in San Clemente, CA — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 12/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Blackridge Home Services Group, LLC in Atlanta, GA — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Finno Minnow Dobis Aromis LLC in Madison, WI — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Phillip Tolleson Plumbing LLC in Baytown, TX — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- Twilight Nine LLC in Metairie, LA — $320K (2026) · purchase · Fidelity Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $160K (50%)
- Approval → funding
- 2 days
- Approved
- 3/9/2026
- First disbursed
- 3/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $355K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $48K
- Monthly payment
- $3,712
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fidelity Bank · Lender record →
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- Key Capital and Acquisitions LLC in Garden City, GA — $300K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approved
- 11/28/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- AKB Ventures, LLC in Alpharetta, GA — $115K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $98K (85%)
- Approval → funding
- 26 days
- Approved
- 1/9/2026
- First disbursed
- 2/4/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Live Oak Banking Company · Lender record →
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- 710 W. Carmen, LLC in Tucson, AZ — $968K (2025) · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $726K (75%)
- Approval → funding
- 4 days
- Approved
- 9/11/2025
- First disbursed
- 9/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by America First FCU
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Who funds Benjamin Franklin Plumbing — and where
Every dot is a financed Benjamin Franklin Plumbing — 40 mapped.
Financed Benjamin Franklin Plumbing locations — list all 40 as text
- Kai Plumbing LLC dba Benjamin Franklin Plumbing of San Marcos — San Marcos · $250K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Rie Enterprises, LLC. dba Benjamin Franklin Plumbing of the Triangle — Holly Springs · $250K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Benjamin Franklin Plumbing — Bellevue · $407K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Keogh Plumbing LLC — Santa Clarita · $300K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Flowgent Plumbing Inc. dba BENJAMIN FRANKLIN PLUMBING — Roseville · $350K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- PROFIT EFFECT HOLDING COMPANY LLC dba BENJAMIN FRANKLIN PLUMBING — East Dundee · $275K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Pure Plumbing LLC — Louisville · $270K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Home360 Pros L.L.C. dba Benjamin Franklin Plumbing — Savannah · $300K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Parker Plumbing, LLC dba Benjamin Franklin Plumbing — Winchester · $250K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- 710 W. Carmen, LLC — Tucson · $968K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Deus Zafe Holdings Inc. dba Benjamin Franklin Plumbing — Shelton · $150K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- NJ PLUMBING SERVICES, INC. — Columbus · $350K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Key Capital and Acquisitions LLC — Garden City · $300K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Coastline Home Pros Inc. — San Clemente · $350K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- AKB Ventures, LLC — Alpharetta · $115K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Benjamin Franklin Plumbing — Silverthorne · $1.3M · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Twilight Nine LLC — Metairie · $320K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Blackridge Home Services Group, LLC — Atlanta · $350K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Finno Minnow Dobis Aromis LLC — Madison · $350K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Phillip Tolleson Plumbing LLC — Baytown · $350K · FY2026 · Plumbing, Heating, and Air-Conditioning Contractors
- Riverside Plumbing, LLC dba Benjamin Franklin Plumbing — Buford · $250K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Oscar Nunez LLC dba BENJAMIN FRANKLIN PLUMBING — Huntington Beach · $300K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- Fire Bird Associates LLC dba Benjamin Franklin Plumbing — Danbury · $300K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- WI Plumbing LLC — Sturtevant · $455K · FY2025 · Plumbing, Heating, and Air-Conditioning Contractors
- AKB Ventures, LLC — Smyrna · $150K · FY2022 · Plumbing, Heating, and Air-Conditioning Contractors
- The Palama Group — Mission Viejo · $250K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Utah Plumbing Solutions, LLC — Draper · $311K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Utah Plumbing Solutions, LLC — Draper · $50K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- BBKB ENTERPRISES, LLC — Springfield · $100K · FY2024 · Warm Air Heating and Air-Conditioning Equipment and Supplies
- C&J Perspective, LLC dba Benjamin Franklin Plumbing — Balch Springs · $250K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Mighty Stream, LLC — Durham · $303K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- THE PLUMBING & ROOTER CO., LLC — Phenix City · $500K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- TRADES OF THE TRIAD LLC — Kernersville · $249K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- CF Bay Holdings, Inc — Pasadena · $245K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- CF Bay Holdings, Inc — Pasadena · $25K · FY2024 · Plumbing, Heating, and Air-Conditioning Contractors
- Successful Plumbing Inc. — Long Beach · $88K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- BOX CAR PLUMBING LLC — Bentonville · $422K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- SZPK LLC — Teaneck · $220K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- SZPK LLC — Teaneck · $30K · FY2023 · Plumbing, Heating, and Air-Conditioning Contractors
- MB & MB Holdings LLC — Port Saint Lucie · $596K · FY2020 · Plumbing, Heating, and Air-Conditioning Contractors
Top lenders for this brand
Most active states
- 1.California (6 loans)
- 2.Georgia (6 loans)
- 3.Texas (3 loans)
- 4.North Carolina (3 loans)
- 5.Connecticut (2 loans)
- 6.Wisconsin (2 loans)
- 7.Utah (2 loans)
- 8.Maryland (2 loans)
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Common questions
How much does a Benjamin Franklin Plumbing cost to buy or open?
The typical deal for Benjamin Franklin Plumbing is $300K across 40 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.
How risky is Benjamin Franklin Plumbing?
0% of Benjamin Franklin Plumbing's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Benjamin Franklin Plumbing with an SBA loan?
Yes — Benjamin Franklin Plumbing has been SBA-financed 21 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Benjamin Franklin Plumbing franchise
Most Benjamin Franklin Plumbing buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Benjamin Franklin Plumbing deal financed for $300K, which points to about $33K of buyer cash on a typical purchase. Benjamin Franklin Plumbing is listed in the SBA Franchise Directory (identifier S0207), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Benjamin Franklin Plumbing — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Benjamin Franklin Plumbing — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Benjamin Franklin Plumbing — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Benjamin Franklin Plumbing is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 40 SBA 7(a) deals since 2020
- $300K typical deal
- 21 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S0207)
- Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, First Bank of the Lake
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Benjamin Franklin Plumbing?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Benjamin Franklin Plumbing.