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Bio-One, by the numbers

Bio-One appears in 62 SBA 7(a) loans since 2020, with a 5.13% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2617)

62 deals since 2020 · typical deal $150K · 5.13% failure rate

62

Deals since 2020

$150K

Typical deal

9

Deals since FY2025

5.13%

Failure rate (FY20–23)

5.13% of Bio-One's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for Bio-One

Most Bio-One deals financed between $150K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,218
Down payment (10%)
$17K
Cash to close (all-in)
$21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

  • Foundry IP LLC dba BIO-ONE FULLERTON in Fullerton, CA — $250K (2026) · United Midwest Savings Bank National Association
  • JNormanBanks, LLC dba Bio-One South Metro ATL in Douglasville, GA — $200K (2026) · United Midwest Savings Bank National Association
  • Bio-One in Hollister, CA — $170K (2026) · Newtek Bank, National Association
  • JNCC LLC dba BIO-ONE ANNAPOLIS in Odenton, MD — $50K (2026) · United Midwest Savings Bank National Association
  • Bio-One in Hollister, CA — $50K (2026) · Newtek Bank, National Association
  • Task Force Resolutions LLC dba Bio One Of Athens in Cumming, GA — $250K (2025) · United Midwest Savings Bank National Association
  • Pond Enterprises LLC dba Bio-One Tarrant in Fort Worth, TX — $250K (2025) · United Midwest Savings Bank National Association
  • Trinity Legacy Group LLC dba BIO ONE FRESNO in Visalia, CA — $150K (2025) · United Midwest Savings Bank National Association
  • Ninja on the Loose, LLC dba Bio-One of Ft. Collins in Loveland, CO — $150K (2025) · United Midwest Savings Bank National Association
  • Metro Crime Scene Holdings LLC in Phoenix, AZ — $300K (2024) · KeyBank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Bio-One brand mark

Who funds Bio-One — and where

Every dot is a financed Bio-One — 62 mapped.

Financed Bio-One locations — list all 62 as text

Top lenders for this brand

  1. 1.United Midwest Savings Bank National Association(47)
  2. 2.Readycap Lending, LLC(2)
  3. 3.Newtek Bank, National Association(2)
  4. 4.Glacier Bank(2)
  5. 5.UMB Bank, National Association(2)

Most active states

  1. 1.California (16 loans)Bio-One lenders in California->
  2. 2.Georgia (5 loans)Bio-One lenders in Georgia->
  3. 3.Maryland (4 loans)Bio-One lenders in Maryland->
  4. 4.Texas (3 loans)Bio-One lenders in Texas->
  5. 5.Pennsylvania (3 loans)Bio-One lenders in Pennsylvania->
  6. 6.Arizona (3 loans)Bio-One lenders in Arizona->
  7. 7.North Carolina (2 loans)Bio-One lenders in North Carolina->
  8. 8.Massachusetts (2 loans)Bio-One lenders in Massachusetts->

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Common questions

How much does a Bio-One cost to buy or open?

The typical deal for Bio-One is $150K across 62 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Bio-One?

5.13% of Bio-One's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Bio-One with an SBA loan?

Yes — Bio-One has been SBA-financed 9 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Bio-One franchise

Most Bio-One buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Bio-One deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Bio-One is listed in the SBA Franchise Directory (identifier S2617), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Bio-One — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Bio-One — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Bio-One — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Bio-One is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 62 SBA 7(a) deals since 2020
  • $150K typical deal
  • 9 deals since FY2025
  • 5.13% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S2617)
  • Top lenders: United Midwest Savings Bank National Association, Readycap Lending, LLC, Newtek Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-21.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/bio-one
API:
https://www.capbench.com/api/public/franchises/bio-one
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Bio-One.

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