Captain D's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0344)
10 deals since 2020 · typical deal $1.1M
10
Deals since 2020
$1.1M
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Captain D's
Most Captain D's deals financed between $600K and $1.30M. Above $1.30M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $13,992
- Down payment (10%)
- $119K
- Cash to close (all-in)
- $163K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$163K)
Experience
Recent financings
- Captain D's in Murfreesboro, TN — $500K (2026) · United Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 8 days
- Approved
- 1/22/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- BDR Enterprises of Texas, LLC in San Antonio, TX — $1.1M (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $803K (75%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Captain D's in Ocala, FL — $968K (2025) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.4% fixed
- Term
- 126 months
- SBA guaranteed
- $726K (75%)
- Approval → funding
- 46 days
- Approved
- 3/10/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Captain D's in Gun Barrel City, TX — $999K (2024) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $749K (75%)
- Approval → funding
- 20 days
- Approved
- 4/5/2024
- First disbursed
- 4/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
- FSK Food Service, Inc in Mcdonough, GA — $600K (2024) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 28 days
- Approved
- 3/28/2024
- First disbursed
- 4/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- AMERIFISH INC in Fort Worth, TX — $1.7M (2022) · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 314 months
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 7 days
- Approved
- 1/24/2022
- First disbursed
- 1/31/2022
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Nest I LLC in Posen, IL — $1.3M (2021) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 10 days
- Approved
- 4/20/2021
- First disbursed
- 4/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- GBC Company, LLC in Gun Barrel City, TX — $1.2M (2021) · Bank OZK
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 249 months
- SBA guaranteed
- $903K (75%)
- Approval → funding
- 61 days
- Approved
- 12/14/2020
- First disbursed
- 2/13/2021
- Loan status
- Paid in full (9/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank OZK · Lender record →
Your business? Claim this record · Request removal
- Captain D's of Clinton Twp in Clinton Township, MI — $1.5M (2020) · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 306 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 31 days
- Approved
- 10/30/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- MCBRAYER DEVELOPMENT LLC in West Point, MS — $25K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 23 days
- Approved
- 4/7/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (5/31/2020)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 42
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Captain D's?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Captain D's — and where
Every dot is a financed Captain D's — 10 mapped.
Financed Captain D's locations — list all 10 as text
- GBC Company, LLC — Gun Barrel City · $1.2M · FY2021 · Limited-Service Restaurants
- Nest I LLC — Posen · $1.3M · FY2021 · Limited-Service Restaurants
- BDR Enterprises of Texas, LLC — San Antonio · $1.1M · FY2025 · Full-Service Restaurants
- Captain D's — Murfreesboro · $500K · FY2026 · Limited-Service Restaurants
- FSK Food Service, Inc — Mcdonough · $600K · FY2024 · Full-Service Restaurants
- Captain D's — Gun Barrel City · $999K · FY2024 · Full-Service Restaurants
- Captain D's — Ocala · $968K · FY2025 · Limited-Service Restaurants
- Captain D's of Clinton Twp — Clinton Township · $1.5M · FY2020 · Limited-Service Restaurants
- MCBRAYER DEVELOPMENT LLC — West Point · $25K · FY2020 · Full-Service Restaurants
- AMERIFISH INC — Fort Worth · $1.7M · FY2022 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Texas (4 loans)
- 2.Illinois (1 loans)
- 3.Tennessee (1 loans)
- 4.Georgia (1 loans)
- 5.Florida (1 loans)
- 6.Michigan (1 loans)
- 7.Mississippi (1 loans)
Represent Captain D's?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Captain D's cost to buy or open?
The typical deal for Captain D's is $1.1M across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $118K of buyer cash on a typical deal.
How risky is Captain D's?
Captain D's has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Captain D's with an SBA loan?
Yes — Captain D's has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Captain D's franchise
Most Captain D's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Captain D's deal financed for $1.1M, which points to about $118K of buyer cash on a typical purchase. Captain D's is listed in the SBA Franchise Directory (identifier S0344), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Captain D's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Captain D's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Captain D's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Captain D's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $1.1M typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0344)
- Top lenders: Bank OZK, Merchants Bank of Indiana, Byline Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Captain D's?
Five minutes with a specialist who's seen Captain D's deals close answers more than an hour of searching. Free, usually same-day.
Represent Captain D's?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Captain D's.