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Chick'nCone, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4666)

9 deals since 2020 · typical deal $227K

9

Deals since 2020

$227K

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

Chick'nCone has 9 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Chick'nCone

Most Chick'nCone deals financed between $189K and $247K. Above $247K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,352
Down payment (10%)
$25K
Cash to close (all-in)
$34K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$34K)

Experience

Recent financings

  • NAM LLC in Atlanta, GA — $100K (2024) · LiftFund, Inc.
  • Stuart United Inc in Jersey City, NJ — $247K (2022) · Columbia Bank
  • Chick N Cone in Macon, GA — $189K (2022) · Newtek Small Business Finance, Inc.
  • Treat Enterprises LLC in Farmington, MI — $370K (2021) · The Huntington National Bank
  • RADACLS ENTEPRISES, LLC. in Caledonia, MI — $275K (2021) · The Huntington National Bank
  • Chick'n Cone in San Marcos, CA — $233K (2021) · Newtek Small Business Finance, Inc.
  • MADNKX CAPITAL PARTNERS LLC in Winter Springs, FL — $227K (2021) · Lake Michigan CU
  • Chic-Ken & Mike, LLC in Hamilton, OH — $225K (2021) · KeyBank National Association
  • RADACLS ENTEPRISES, LLC. in Caledonia, MI — $25K (2021) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Chick'nCone brand mark

Who funds Chick'nCone — and where

Every dot is a financed Chick'nCone — 9 mapped.

Financed Chick'nCone locations — list all 9 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(3)
  2. 2.Newtek Small Business Finance, Inc. (2)
  3. 3.KeyBank National Association(1)
  4. 4.Columbia Bank(1)
  5. 5.LiftFund, Inc.(1)

Most active states

  1. 1.Michigan (3 loans)
  2. 2.Georgia (2 loans)
  3. 3.Ohio (1 loans)
  4. 4.New Jersey (1 loans)
  5. 5.California (1 loans)
  6. 6.Florida (1 loans)

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Common questions

How much does a Chick'nCone cost to buy or open?

The typical deal for Chick'nCone is $227K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $25K of buyer cash on a typical deal.

How risky is Chick'nCone?

Chick'nCone has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Chick'nCone with an SBA loan?

Yes — Chick'nCone has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Chick'nCone franchise

Most Chick'nCone buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Chick'nCone deal financed for $227K, which points to about $25K of buyer cash on a typical purchase. Chick'nCone is listed in the SBA Franchise Directory (identifier S4666), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Chick'nCone — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Chick'nCone — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Chick'nCone — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Chick'nCone is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 9 SBA 7(a) deals since 2020
  • $227K typical deal
  • 0 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S4666)
  • Top lenders: The Huntington National Bank, Newtek Small Business Finance, Inc., KeyBank National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/chick-ncone
API:
https://www.capbench.com/api/public/franchises/chick-ncone
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Chick'nCone.

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