Christmas Decor, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0376)
3 deals since 2020 · typical deal $477K
3
Deals since 2020
$477K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Christmas Decor
Most Christmas Decor deals financed between $392K and $2.95M. Above $2.95M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,238
- Down payment (10%)
- $53K
- Cash to close (all-in)
- $71K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$71K)
Experience
Recent financings
- CBD HOLDINGS, LLC in Shreveport, LA — $3.0M (2021) · purchase · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $2.7M (90%)
- Approval → funding
- 1 days
- Approved
- 9/29/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 77
- Business age
- Change of Ownership
- Industry
- Landscaping Services
If you were the buyer here
- Est. deal size
- $3.3M
- Est. down payment (10%)
- $328K
- Est. cash at closing
- $452K
- Monthly payment
- $24,894
- Annual debt service
- $299K
- Cash flow needed (1.25×)
- $373K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Bank, National Association · Lender record →
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- KF PROPERTIES LLC in Great Falls, MT — $477K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.95% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $429K (90%)
- Approval → funding
- 13 days
- Approved
- 5/5/2021
- First disbursed
- 5/18/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Landscaping Services
Funded by U.S. Bank, National Association · Lender record →
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- Best Irrigation LLC in Minneapolis, MN — $392K (2021) · purchase · City & County CU
- Program
- 7a General
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $353K (90%)
- Approval → funding
- 9 days
- Approved
- 5/5/2021
- First disbursed
- 5/14/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- All Other Professional, Scientific, and Technical Services
If you were the buyer here
- Est. deal size
- $436K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $58K
- Monthly payment
- $4,158
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by City & County CU · Lender record →
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Who funds Christmas Decor — and where
Every dot is a financed Christmas Decor — 3 mapped.
Financed Christmas Decor locations — list all 3 as text
- KF PROPERTIES LLC — Great Falls · $477K · FY2021 · Landscaping Services
- Best Irrigation LLC — Minneapolis · $392K · FY2021 · All Other Professional, Scientific, and Technical Services
- CBD HOLDINGS, LLC — Shreveport · $3.0M · FY2021 · Landscaping Services
Top lenders for this brand
Most active states
- 1.Montana (1 loans)
- 2.Minnesota (1 loans)
- 3.Louisiana (1 loans)
Represent Christmas Decor?
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Common questions
How much does a Christmas Decor cost to buy or open?
The typical deal for Christmas Decor is $477K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $52K of buyer cash on a typical deal.
How risky is Christmas Decor?
Christmas Decor has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Christmas Decor with an SBA loan?
Yes — Christmas Decor has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Christmas Decor franchise
Most Christmas Decor buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Christmas Decor deal financed for $477K, which points to about $52K of buyer cash on a typical purchase. Christmas Decor is listed in the SBA Franchise Directory (identifier S0376), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Christmas Decor — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Christmas Decor — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Christmas Decor — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Christmas Decor is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $477K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0376)
- Top lenders: U.S. Bank, National Association, City & County CU, Capital Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Christmas Decor.