Lender record
City & County CU
The real lending record — every figure from funded deals. HQ: Saint Paul, MN.
11
Recent deals (FY20+)
$230K
Typical deal
14 days
Approval → funding
Where City & County CU lends
Deals City & County CU funded — list all 11 as text
- Oak & Opal LLC — Anoka · $95K · FY2026 · All Other Home Furnishings Retailers
- The Minnesota Chocolate Lab LLC — Marine On Saint Croix · $693K · FY2025 · Confectionery and Nut Retailers
- GSH FOOD SERVICES, INC — Des Moines · $300K · FY2025 · Mobile Food Services
- Happy Home LLC — Eden Prairie · $1.3M · FY2024 · Home Health Care Services
- GSH FOOD SERVICES, INC — Harlingen · $193K · FY2024 · Mobile Food Services
- SHC Contracting LLC — Lino Lakes · $188K · FY2024 · Residential Remodelers
- RESONATE LLC — Minneapolis · $24K · FY2023 · Graphic Design Services
- RESONATE LLC — Minneapolis · $12K · FY2023 · Graphic Design Services
- Fleur De Lis LLC — Saint Paul · $230K · FY2022 · Florists
- Best Irrigation LLC — Minneapolis · $392K · FY2021 · All Other Professional, Scientific, and Technical Services
- AJM, LLC — Saint Paul · $455K · FY2020 · Fitness and Recreational Sports Centers
Deal profile
Most City & County CU deals land between $95K and $455K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Mobile Food Services (2)
- 2.Graphic Design Services (2)
- 3.All Other Home Furnishings Retailers (1)
- 4.Confectionery and Nut Retailers (1)
- 5.Home Health Care Services (1)
- 6.Residential Remodelers (1)
- 7.Florists (1)
- 8.All Other Professional, Scientific, and Technical Services (1)
Most active states
- 1.Minnesota (9 deals)
- 2.Iowa (1 deals)
- 3.Texas (1 deals)
Franchises they finance most
Recent deals
- Oak & Opal LLC in Anoka, MN — $95K (2026) · All Other Home Furnishings Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $48K (50%)
- Approval → funding
- 28 days
- Approved
- 11/24/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- All Other Home Furnishings Retailers
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- The Minnesota Chocolate Lab LLC in Marine On Saint Croix, MN — $693K (2025) · purchase · Confectionery and Nut Retailers
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $520K (75%)
- Approval → funding
- 1 days
- Approved
- 9/3/2025
- First disbursed
- 9/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Confectionery and Nut Retailers
If you were the buyer here
- Est. deal size
- $770K
- Est. down payment (10%)
- $77K
- Est. cash at closing
- $103K
- Monthly payment
- $6,424
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- GSH FOOD SERVICES, INC in Des Moines, IA — $300K (2025) · Mobile Food Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 7 days
- Approved
- 6/3/2025
- First disbursed
- 6/10/2025
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- Mobile Food Services
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- Happy Home LLC in Eden Prairie, MN — $1.3M (2024) · purchase · Home Health Care Services
- Program
- 7a General
- Rate at approval
- 8.5% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $975K (75%)
- Approval → funding
- 6 days
- Approved
- 3/23/2024
- First disbursed
- 3/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Home Health Care Services
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $144K
- Est. cash at closing
- $198K
- Monthly payment
- $12,802
- Annual debt service
- $154K
- Cash flow needed (1.25×)
- $192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- GSH FOOD SERVICES, INC in Harlingen, TX — $193K (2024) · Mobile Food Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $96K (50%)
- Approval → funding
- 11 days
- Approved
- 4/12/2024
- First disbursed
- 4/23/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Mobile Food Services
Your business? Claim this record · Request removal
- SHC Contracting LLC in Lino Lakes, MN — $188K (2024) · Residential Remodelers
- Program
- 7a General
- Rate at approval
- 10.5% fixed
- Term
- 119 months
- SBA guaranteed
- $141K (75%)
- Approval → funding
- 22 days
- Approved
- 8/2/2024
- First disbursed
- 8/24/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Your business? Claim this record · Request removal
- RESONATE LLC in Minneapolis, MN — $24K (2023) · Graphic Design Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $12K (50%)
- Approval → funding
- 14 days
- Approved
- 2/1/2023
- First disbursed
- 2/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Graphic Design Services
Your business? Claim this record · Request removal
- RESONATE LLC in Minneapolis, MN — $12K (2023) · Graphic Design Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 35 months
- SBA guaranteed
- $6K (50%)
- Approval → funding
- 14 days
- Approved
- 2/1/2023
- First disbursed
- 2/15/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Graphic Design Services
Your business? Claim this record · Request removal
- Fleur De Lis LLC in Saint Paul, MN — $230K (2022) · Florists
- Program
- 7a General
- Rate at approval
- 5.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $172K (75%)
- Approval → funding
- 17 days
- Approved
- 6/13/2022
- First disbursed
- 6/30/2022
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Florists
Your business? Claim this record · Request removal
- Best Irrigation LLC in Minneapolis, MN — $392K (2021) · purchase · All Other Professional, Scientific, and Technical Services
- Program
- 7a General
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $353K (90%)
- Approval → funding
- 9 days
- Approved
- 5/5/2021
- First disbursed
- 5/14/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Christmas Decor
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- All Other Professional, Scientific, and Technical Services
If you were the buyer here
- Est. deal size
- $436K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $58K
- Monthly payment
- $4,158
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses City & County CU financed
10 businesses on record. Each links to its full SBA record.
- Happy Home LLCEden Prairie, MN · 1 loan$1.3M
- The Minnesota Chocolate Lab LLCMarine On Saint Croix, MN · 1 loan$693K
- AJM, LLCSaint Paul, MN · 1 loan$455K
- Best Irrigation LLCMinneapolis, MN · 1 loan$392K
- GSH FOOD SERVICES, INCDes Moines, IA · 1 loan$300K
- Fleur De Lis LLCSaint Paul, MN · 1 loan$230K
- GSH FOOD SERVICES, INCHarlingen, TX · 1 loan$193K
- SHC Contracting LLCLino Lakes, MN · 1 loan$188K
- Oak & Opal LLCAnoka, MN · 1 loan$95K
- RESONATE LLCMinneapolis, MN · 2 loans$36K
Work at City & County CU?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with City & County CU.
Agent summary
This page summarizes City & County CU's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 11 SBA 7(a) loans on record
- $230K typical deal
- 3 business-acquisition loans
- HQ: Saint Paul, MN
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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