Clusters Handcrafted, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7714)
3 deals since 2020 · typical deal $300K
3
Deals since 2020
$300K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Clusters Handcrafted
Most Clusters Handcrafted deals financed between $100K and $300K. Above $300K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,175
- Down payment (10%)
- $33K
- Cash to close (all-in)
- $45K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$45K)
Experience
Recent financings
- CHP 08260 LLC in Frenchtown, NJ — $300K (2023) · Tioga-Franklin Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 0 days
- Approved
- 4/12/2023
- First disbursed
- 4/12/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Tioga-Franklin Savings Bank
Your business? Claim this record · Request removal
- CHP 08260 LLC in Frenchtown, NJ — $300K (2023) · Tioga-Franklin Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (50%)
- Approved
- 4/12/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Tioga-Franklin Savings Bank
Your business? Claim this record · Request removal
- CHP2 18938 LLC in Frenchtown, NJ — $100K (2023) · Tioga-Franklin Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 0 days
- Approved
- 4/12/2023
- First disbursed
- 4/12/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Tioga-Franklin Savings Bank
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Who funds Clusters Handcrafted — and where
Every dot is a financed Clusters Handcrafted — 3 mapped.
Financed Clusters Handcrafted locations — list all 3 as text
- CHP2 18938 LLC — Frenchtown · $100K · FY2023 · Snack and Nonalcoholic Beverage Bars
- CHP 08260 LLC — Frenchtown · $300K · FY2023 · Snack and Nonalcoholic Beverage Bars
- CHP 08260 LLC — Frenchtown · $300K · FY2023 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
- 1.Tioga-Franklin Savings Bank (3)
Most active states
- 1.New Jersey (3 loans)
Represent Clusters Handcrafted?
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Common questions
How much does a Clusters Handcrafted cost to buy or open?
The typical deal for Clusters Handcrafted is $300K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.
How risky is Clusters Handcrafted?
Clusters Handcrafted has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Clusters Handcrafted with an SBA loan?
Yes — Clusters Handcrafted has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Clusters Handcrafted franchise
Most Clusters Handcrafted buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Clusters Handcrafted deal financed for $300K, which points to about $33K of buyer cash on a typical purchase. Clusters Handcrafted is listed in the SBA Franchise Directory (identifier S7714), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Clusters Handcrafted — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Clusters Handcrafted — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Clusters Handcrafted — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Clusters Handcrafted is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $300K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7714)
- Top lenders: Tioga-Franklin Savings Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Clusters Handcrafted?
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Represent Clusters Handcrafted?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Clusters Handcrafted.