Food & Restaurants · lender intelligence
How to finance a Clusters Handcrafted
The SBA 7(a) lenders funding the most Clusters Handcrafted deals, ranked from public loan records — typical Clusters Handcrafted loan about $300K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Clusters Handcrafted
$300K
Typical loan
range $100K–$300K
$333K
Est. purchase price
≈ loan ÷ 90%
$44,583
Cash to close
$33,333 down + fees
$4,133/mo
Typical payment
~11% · 10yr
$57,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
10.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Clusters Handcrafted
Ranked by funded Clusters Handcrafted loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
Not enough public Clusters Handcrafted loan history yet to rank lenders. See the brand's full record →
3+ funded Clusters Handcrafted deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CHP 08260 LLC in Frenchtown, NJ — $300K (2023) · Tioga-Franklin Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 0 days
- Approved
- 4/12/2023
- First disbursed
- 4/12/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Tioga-Franklin Savings Bank
Your business? Claim this record · Request removal
- CHP 08260 LLC in Frenchtown, NJ — $300K (2023) · Tioga-Franklin Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (50%)
- Approved
- 4/12/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Tioga-Franklin Savings Bank
Your business? Claim this record · Request removal
- CHP2 18938 LLC in Frenchtown, NJ — $100K (2023) · Tioga-Franklin Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 0 days
- Approved
- 4/12/2023
- First disbursed
- 4/12/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Tioga-Franklin Savings Bank
Your business? Claim this record · Request removal
Buying a Clusters Handcrafted? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Clusters Handcrafted businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Clusters Handcrafted purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. CapBench is not a lender.
- $300K typical Clusters Handcrafted loan
- 1 lenders fund the brand
Buyers researching a Clusters Handcrafted typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.