Cookie Co., by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7156)
11 deals since 2020 · typical deal $255K
11
Deals since 2020
$255K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Cookie Co.
Most Cookie Co. deals financed between $50K and $324K. Above $324K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,549
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $38K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$38K)
Experience
Recent financings
- PMAC FRANCHISING, LLC in Austin, TX — $349K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 89 months
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 5 days
- Approved
- 1/5/2023
- First disbursed
- 1/10/2023
- Loan status
- Failed — $332K charged off (9/16/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- Curtin Fam Investments LLC in Chino, CA — $324K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $243K (75%)
- Approval → funding
- 5 days
- Approved
- 10/20/2022
- First disbursed
- 10/25/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Witham Family Investments LLC in Harrisburg, NC — $318K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $239K (75%)
- Approval → funding
- 13 days
- Approved
- 5/25/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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- M&J's Cookie Co LLC in La Quinta, CA — $288K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $216K (75%)
- Approval → funding
- 7 days
- Approved
- 10/24/2022
- First disbursed
- 10/31/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- OUTLIER GROUP LLC in Montclair, CA — $150K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 118 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 8/11/2023
- First disbursed
- 9/5/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Retailers
Funded by The Huntington National Bank · Lender record →
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- M&J's Cooke Co LLC in La Quinta, CA — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 10/3/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Curtin Fam Investments LLC in Chino, CA — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 18 days
- Approved
- 10/20/2022
- First disbursed
- 11/7/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Witham Family Investments LLC in Concord, NC — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 13 days
- Approved
- 5/25/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- LRW LLC in Rancho Cucamonga, CA — $333K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 91 months
- SBA guaranteed
- $249K (75%)
- Approval → funding
- 0 days
- Approved
- 9/15/2022
- First disbursed
- 9/15/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Dough Makers Texas, LLC in Frisco, TX — $255K (2022) · TBK Bank, SSB
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $128K (50%)
- Approval → funding
- 22 days
- Approved
- 7/20/2022
- First disbursed
- 8/11/2022
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cookie and Cracker Manufacturing
Funded by TBK Bank, SSB
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Who funds Cookie Co. — and where
Every dot is a financed Cookie Co. — 11 mapped.
Financed Cookie Co. locations — list all 11 as text
- Curtin Fam Investments LLC — Chino · $324K · FY2023 · Limited-Service Restaurants
- Curtin Fam Investments LLC — Chino · $25K · FY2023 · Limited-Service Restaurants
- M&J's Cookie Co LLC — La Quinta · $288K · FY2023 · Limited-Service Restaurants
- PMAC FRANCHISING, LLC — Austin · $349K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Dough Makers Texas, LLC — Frisco · $255K · FY2022 · Cookie and Cracker Manufacturing
- LRW LLC — Rancho Cucamonga · $50K · FY2022 · Snack and Nonalcoholic Beverage Bars
- LRW LLC — Rancho Cucamonga · $333K · FY2022 · Snack and Nonalcoholic Beverage Bars
- M&J's Cooke Co LLC — La Quinta · $50K · FY2023 · Limited-Service Restaurants
- Witham Family Investments LLC — Harrisburg · $318K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Witham Family Investments LLC — Concord · $25K · FY2023 · Snack and Nonalcoholic Beverage Bars
- OUTLIER GROUP LLC — Montclair · $150K · FY2023 · Baked Goods Retailers
Top lenders for this brand
1.The Huntington National Bank(10)
- 2.TBK Bank, SSB (1)
Most active states
- 1.California (7 loans)
- 2.Texas (2 loans)
- 3.North Carolina (2 loans)
Represent Cookie Co.?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Cookie Co. cost to buy or open?
The typical deal for Cookie Co. is $255K across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Cookie Co.?
Cookie Co. has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Cookie Co. with an SBA loan?
Yes — Cookie Co. has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Cookie Co. franchise
Most Cookie Co. buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Cookie Co. deal financed for $255K, which points to about $28K of buyer cash on a typical purchase. Cookie Co. is listed in the SBA Franchise Directory (identifier S7156), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Cookie Co. — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Cookie Co. — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Cookie Co. — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Cookie Co. is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 11 SBA 7(a) deals since 2020
- $255K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7156)
- Top lenders: The Huntington National Bank, TBK Bank, SSB
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Cookie Co.?
Five minutes with a specialist who's seen Cookie Co. deals close answers more than an hour of searching. Free, usually same-day.
Represent Cookie Co.?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Cookie Co..