Craters & Freighters, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4171)

4 deals since 2020 · typical deal $425K

Deals since 2020

$425K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Craters & Freighters has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Craters & Freighters

Most Craters & Freighters deals financed between $302K and $2.38M. Above $2.38M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$425K

Monthly payment (10-yr): $5,558
Down payment (10%): $47K
Cash to close (all-in): $63K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$63K)

Experience

Recent financings

LONGEVITY PARTNERS, INC. in Sacramento, CA — $300K (2025) · CDC Small Business Finance Corp.
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
29 days
Approved
12/17/2024
First disbursed
1/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Packing and Crating
Funded by CDC Small Business Finance Corp. · Lender record →
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Issabug, LLC in Columbia, SC — $302K (2024) · Security Federal Bank
Program
7a General
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$226K (75%)
Approval → funding
55 days
Approved
4/23/2024
First disbursed
6/17/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Freight Transportation Arrangement
Funded by Security Federal Bank · Lender record →
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SUMIT ENTERPRISES INC in Phoenix, AZ — $2.4M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
24 days
Approved
12/16/2022
First disbursed
1/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
All Other Support Activities for Transportation
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$264K
Est. cash at closing
$365K
Monthly payment
$29,191
Annual debt service
$350K
Cash flow needed (1.25×)
$438K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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The Bower Group LLC in Kansas City, MO — $425K (2021) · purchase · Community National Bank
Program
7a General
Rate at approval
5.55% variable
Term
84 mo (7 yrs)
SBA guaranteed
$319K (75%)
Approval → funding
2 days
Approved
10/28/2020
First disbursed
10/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Navigational Services to Shipping
If you were the buyer here
Est. deal size
$472K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$6,117
Annual debt service
$73K
Cash flow needed (1.25×)
$92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community National Bank · Lender record →
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Who funds Craters & Freighters — and where

Every dot is a financed Craters & Freighters — 4 mapped.

Financed Craters & Freighters locations — list all 4 as text

SUMIT ENTERPRISES INC — Phoenix · $2.4M · FY2023 · All Other Support Activities for Transportation
The Bower Group LLC — Kansas City · $425K · FY2021 · Navigational Services to Shipping
Issabug, LLC — Columbia · $302K · FY2024 · Freight Transportation Arrangement
LONGEVITY PARTNERS, INC. — Sacramento · $300K · FY2025 · Packing and Crating

Top lenders for this brand

Most active states

1.Arizona (1 loans)
2.Missouri (1 loans)
3.South Carolina (1 loans)
4.California (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Craters & Freighters 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Craters & Freighters lending specialist.

Common questions

How much does a Craters & Freighters cost to buy or open?

The typical deal for Craters & Freighters is $425K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.

How risky is Craters & Freighters?

Craters & Freighters has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Craters & Freighters with an SBA loan?

Yes — Craters & Freighters has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Craters & Freighters franchise

Most Craters & Freighters buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Craters & Freighters deal financed for $425K, which points to about $47K of buyer cash on a typical purchase. Craters & Freighters is listed in the SBA Franchise Directory (identifier S4171), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Craters & Freighters — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Craters & Freighters — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Craters & Freighters — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Craters & Freighters is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$425K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S4171)
Top lenders: Live Oak Banking Company, Community National Bank, Security Federal Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/craters-freighters
API:: https://www.capbench.com/api/public/franchises/craters-freighters
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Craters & Freighters.