Del Taco, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0493)
14 deals since 2020 · typical deal $1.5M
14
Deals since 2020
$1.5M
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Del Taco
Most Del Taco deals financed between $880K and $2.39M. Above $2.39M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $19,158
- Down payment (10%)
- $163K
- Cash to close (all-in)
- $223K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$223K)
Experience
Recent financings
- SLK Holdings LLC in Bedford, IN — $1.2M (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $908K (75%)
- Approved
- 2/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- SLK Holdings LLC in Bedford, IN — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/4/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- J&M DHILLON INC in Brawley, CA — $1.6M (2025) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 87 days
- Approved
- 6/9/2025
- First disbursed
- 9/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by US Metro Bank · Lender record →
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- Del Taco in Durham, NC — $3.1M (2024) · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 40 days
- Approved
- 8/16/2024
- First disbursed
- 9/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 43
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank of Oak Ridge · Lender record →
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- KOTLA Incorporated in Ventura, CA — $1.2M (2024) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $919K (75%)
- Approval → funding
- 30 days
- Approved
- 1/13/2024
- First disbursed
- 2/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $136K
- Est. cash at closing
- $187K
- Monthly payment
- $15,851
- Annual debt service
- $190K
- Cash flow needed (1.25×)
- $238K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
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- PORT ORANGE 1 LLC in Port Orange, FL — $2.4M (2023) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 249 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 65 days
- Approved
- 9/27/2023
- First disbursed
- 12/1/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Merchants Bank · Lender record →
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- CJR RESTAURANTS, LLC in Huntington Beach, CA — $3.5M (2022) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.65% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 9 days
- Approved
- 10/25/2021
- First disbursed
- 11/3/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
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- RAM RESTAURANTS INC in Durham, NC — $1.5M (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 309 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 7/26/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
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- RAM RESTAURANTS INC in Durham, NC — $880K (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $660K (75%)
- Approval → funding
- 10 days
- Approved
- 7/26/2022
- First disbursed
- 8/5/2022
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
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- CJR RESTAURANTS, LLC in Corona, CA — $1.5M (2021) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.15% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 190 days
- Approved
- 12/7/2020
- First disbursed
- 6/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
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Who funds Del Taco — and where
Every dot is a financed Del Taco — 14 mapped.
Financed Del Taco locations — list all 14 as text
- CJR RESTAURANTS, LLC — Corona · $1.5M · FY2021 · Limited-Service Restaurants
- Del Taco — Durham · $3.1M · FY2024 · Limited-Service Restaurants
- SLK Holdings LLC — Bedford · $1.2M · FY2026 · Full-Service Restaurants
- SLK Holdings LLC — Bedford · $50K · FY2026 · Full-Service Restaurants
- J&M DHILLON INC — Brawley · $1.6M · FY2025 · Full-Service Restaurants
- MK Fayetteville LLC — Roswell · $1.3M · FY2020 · Limited-Service Restaurants
- HR&K WeCare Inc — Collierville · $3.6M · FY2020 · Child Day Care Services
- HR&K WeCare Inc — Collierville · $229K · FY2020 · Child Day Care Services
- RAM RESTAURANTS INC — Durham · $1.5M · FY2022 · Limited-Service Restaurants
- RAM RESTAURANTS INC — Durham · $880K · FY2022 · Limited-Service Restaurants
- KOTLA Incorporated — Ventura · $1.2M · FY2024 · Limited-Service Restaurants
- PORT ORANGE 1 LLC — Port Orange · $2.4M · FY2023 · Limited-Service Restaurants
- WGAS TACOS 2 INC. — Santa Clarita · $578K · FY2020 · Limited-Service Restaurants
- CJR RESTAURANTS, LLC — Huntington Beach · $3.5M · FY2022 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.California (5 loans)
- 2.North Carolina (3 loans)
- 3.Indiana (2 loans)
- 4.Tennessee (2 loans)
- 5.Georgia (1 loans)
- 6.Florida (1 loans)
Represent Del Taco?
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Common questions
How much does a Del Taco cost to buy or open?
The typical deal for Del Taco is $1.5M across 14 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $161K of buyer cash on a typical deal.
How risky is Del Taco?
Del Taco has 14 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Del Taco with an SBA loan?
Yes — Del Taco has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Del Taco franchise
Most Del Taco buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Del Taco deal financed for $1.5M, which points to about $161K of buyer cash on a typical purchase. Del Taco is listed in the SBA Franchise Directory (identifier S0493), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Del Taco — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Del Taco — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Del Taco — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Del Taco is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 14 SBA 7(a) deals since 2020
- $1.5M typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0493)
- Top lenders: Wells Fargo Bank National Association, The Huntington National Bank, Beacon Bank and Trust
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Del Taco.