Emerald City Smoothie, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0578)

1 deals since 2020 · typical deal $154K

Deals since 2020

$154K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Emerald City Smoothie has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Emerald City Smoothie

Most Emerald City Smoothie deals financed between $154K and $154K. Above $154K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$154K

Monthly payment (10-yr): $2,277
Down payment (10%): $17K
Cash to close (all-in): $23K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$23K)

Experience

Recent financings

SmoothieMaegs Inc in Kent, WA — $154K (2021) · purchase · Heritage Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$139K (90%)
Approval → funding
9 days
Approved
7/6/2021
First disbursed
7/15/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$171K
Est. down payment (10%)
$17K
Est. cash at closing
$23K
Monthly payment
$1,652
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Heritage Bank · Lender record →
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Emerald City Smoothie?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Emerald City Smoothie — and where

Every dot is a financed Emerald City Smoothie — 1 mapped.

Financed Emerald City Smoothie locations — list all 1 as text

SmoothieMaegs Inc — Kent · $154K · FY2021 · Snack and Nonalcoholic Beverage Bars

Top lenders for this brand

1.Heritage Bank(1)

Most active states

1.Washington (1 loans)

Represent Emerald City Smoothie?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Emerald City Smoothie 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Emerald City Smoothie lending specialist.

Common questions

How much does a Emerald City Smoothie cost to buy or open?

The typical deal for Emerald City Smoothie is $154K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Emerald City Smoothie?

Emerald City Smoothie has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Emerald City Smoothie with an SBA loan?

Yes — Emerald City Smoothie has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Emerald City Smoothie franchise

Most Emerald City Smoothie buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Emerald City Smoothie deal financed for $154K, which points to about $17K of buyer cash on a typical purchase. Emerald City Smoothie is listed in the SBA Franchise Directory (identifier S0578), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Emerald City Smoothie — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Emerald City Smoothie — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Emerald City Smoothie — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Emerald City Smoothie is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$154K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0578)
Top lenders: Heritage Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/emerald-city-smoothie
API:: https://www.capbench.com/api/public/franchises/emerald-city-smoothie
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Emerald City Smoothie?

Five minutes with a specialist who's seen Emerald City Smoothie deals close answers more than an hour of searching. Free, usually same-day.

Represent Emerald City Smoothie?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Emerald City Smoothie.