Fat Shack, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3804)

2 deals since 2020 · typical deal $553K

Deals since 2020

$553K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Fat Shack has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Fat Shack

Most Fat Shack deals financed between $240K and $553K. Above $553K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$553K

Monthly payment (10-yr): $7,225
Down payment (10%): $61K
Cash to close (all-in): $82K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$82K)

Experience

Recent financings

IMOLE LLC in Seattle, WA — $553K (2025) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$414K (75%)
Approval → funding
16 days
Approved
7/15/2025
First disbursed
7/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$614K
Est. down payment (10%)
$61K
Est. cash at closing
$82K
Monthly payment
$6,924
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
ATQI Ventures LLC in Topeka, KS — $240K (2021) · Landmark National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
42 months
SBA guaranteed
$120K (50%)
Approval → funding
4 days
Approved
3/11/2021
First disbursed
3/15/2021
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Landmark National Bank · Lender record →
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Fat Shack?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Fat Shack — and where

Every dot is a financed Fat Shack — 2 mapped.

Financed Fat Shack locations — list all 2 as text

ATQI Ventures LLC — Topeka · $240K · FY2021 · Limited-Service Restaurants
IMOLE LLC — Seattle · $553K · FY2025 · Limited-Service Restaurants

Top lenders for this brand

Most active states

1.Kansas (1 loans)
2.Washington (1 loans)

Represent Fat Shack?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Fat Shack 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Fat Shack lending specialist.

Common questions

How much does a Fat Shack cost to buy or open?

The typical deal for Fat Shack is $553K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $61K of buyer cash on a typical deal.

How risky is Fat Shack?

Fat Shack has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Fat Shack with an SBA loan?

Yes — Fat Shack has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Fat Shack franchise

Most Fat Shack buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Fat Shack deal financed for $553K, which points to about $61K of buyer cash on a typical purchase. Fat Shack is listed in the SBA Franchise Directory (identifier S3804), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Fat Shack — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Fat Shack — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Fat Shack — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Fat Shack is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$553K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3804)
Top lenders: Landmark National Bank, The Bancorp Bank National Association

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/fat-shack
API:: https://www.capbench.com/api/public/franchises/fat-shack
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Fat Shack?

Five minutes with a specialist who's seen Fat Shack deals close answers more than an hour of searching. Free, usually same-day.

Represent Fat Shack?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Fat Shack.