Food & Restaurants · lender intelligence
How to finance a Fat Shack
The SBA 7(a) lenders funding the most Fat Shack deals, ranked from public loan records — typical Fat Shack loan about $553K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Fat Shack
$553K
Typical loan
range $240K–$553K
$614K
Est. purchase price
≈ loan ÷ 90%
$82,108
Cash to close
$61,389 down + fees
$7,149/mo
Typical payment
~9.5% · 10yr
$98,656/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
2
Lenders competing
more = leverage
7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Fat Shack
Ranked by funded Fat Shack loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1 loans · $2M · Manhattan, KSFull record →
- 2.75 loans · $98M · Sioux Falls, SDFull record →
2+ funded Fat Shack deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- IMOLE LLC in Seattle, WA — $553K (2025) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $414K (75%)
- Approval → funding
- 16 days
- Approved
- 7/15/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $614K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $6,924
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- ATQI Ventures LLC in Topeka, KS — $240K (2021) · Landmark National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% fixed
- Term
- 42 months
- SBA guaranteed
- $120K (50%)
- Approval → funding
- 4 days
- Approved
- 3/11/2021
- First disbursed
- 3/15/2021
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Landmark National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Fat Shack? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Fat Shack businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Fat Shack purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Landmark National Bank funds the most. CapBench is not a lender.
- $553K typical Fat Shack loan
- 2 lenders fund the brand
- 16 days typical to fund
Buyers researching a Fat Shack typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.