Fazoli's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0632)
8 deals since 2020 · typical deal $1.1M
8
Deals since 2020
$1.1M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Fazoli's
Most Fazoli's deals financed between $820K and $2.51M. Above $2.51M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $15,039
- Down payment (10%)
- $128K
- Cash to close (all-in)
- $175K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$175K)
Experience
Recent financings
- Tasker Investment Group, Inc. in Newnan, GA — $2.8M (2023) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 4 days
- Approved
- 6/12/2023
- First disbursed
- 6/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 56
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Commonwealth Bank · Lender record →
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- SHIV 8 INVESTMENT OF PANAMA CITY LLC in Panama City, FL — $2.5M (2021) · First Federal Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.99% fixed
- Term
- 315 months
- SBA guaranteed
- $2.3M (90%)
- Approval → funding
- 69 days
- Approved
- 8/4/2021
- First disbursed
- 10/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- New Business or 2 years or less
- Industry
- Gasoline Stations with Convenience Stores
Funded by First Federal Bank · Lender record →
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- 42 Hicks Dr., LLC in Rome, GA — $1.3M (2021) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $956K (75%)
- Approval → funding
- 85 days
- Approved
- 12/15/2020
- First disbursed
- 3/10/2021
- Loan status
- Paid in full (7/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 57
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
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- Blackstone Entertainment, LLC in Pikeville, KY — $1.1M (2021) · Community Trust Bank, Inc.
- Program
- 7a General
- Rate at approval
- 3.75% variable
- Term
- 246 months
- SBA guaranteed
- $788K (75%)
- Approval → funding
- 114 days
- Approved
- 11/6/2020
- First disbursed
- 2/28/2021
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 38
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Community Trust Bank, Inc. · Lender record →
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- Clifclem Holdings, LLC in Clermont, FL — $820K (2021) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $738K (90%)
- Approval → funding
- 20 days
- Approved
- 2/8/2021
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by TD Bank, National Association · Lender record →
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- Fazoli’s in College Station, TX — $155K (2021) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 125 months
- SBA guaranteed
- $140K (90%)
- Approval → funding
- 23 days
- Approved
- 9/27/2021
- First disbursed
- 10/20/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Fazoli’s in Waco, TX — $155K (2021) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 125 months
- SBA guaranteed
- $140K (90%)
- Approval → funding
- 23 days
- Approved
- 9/27/2021
- First disbursed
- 10/20/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Profex Inc in Long Grove, IL — $1.1M (2020) · purchase · BankUnited, National Association
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $863K (75%)
- Approval → funding
- 27 days
- Approved
- 3/4/2020
- First disbursed
- 3/31/2020
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Local Messengers and Local Delivery
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $128K
- Est. cash at closing
- $175K
- Monthly payment
- $13,205
- Annual debt service
- $158K
- Cash flow needed (1.25×)
- $198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankUnited, National Association · Lender record →
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Who funds Fazoli's — and where
Every dot is a financed Fazoli's — 8 mapped.
Financed Fazoli's locations — list all 8 as text
- 42 Hicks Dr., LLC — Rome · $1.3M · FY2021 · Limited-Service Restaurants
- Clifclem Holdings, LLC — Clermont · $820K · FY2021 · Full-Service Restaurants
- Blackstone Entertainment, LLC — Pikeville · $1.1M · FY2021 · Limited-Service Restaurants
- Tasker Investment Group, Inc. — Newnan · $2.8M · FY2023 · Limited-Service Restaurants
- Profex Inc — Long Grove · $1.1M · FY2020 · Local Messengers and Local Delivery
- SHIV 8 INVESTMENT OF PANAMA CITY LLC — Panama City · $2.5M · FY2021 · Gasoline Stations with Convenience Stores
- Fazoli’s — College Station · $155K · FY2021 · Limited-Service Restaurants
- Fazoli’s — Waco · $155K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Georgia (2 loans)
- 2.Florida (2 loans)
- 3.Texas (2 loans)
- 4.Kentucky (1 loans)
- 5.Illinois (1 loans)
Represent Fazoli's?
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Common questions
How much does a Fazoli's cost to buy or open?
The typical deal for Fazoli's is $1.1M across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $127K of buyer cash on a typical deal.
How risky is Fazoli's?
Fazoli's has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Fazoli's with an SBA loan?
Yes — Fazoli's has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Fazoli's franchise
Most Fazoli's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Fazoli's deal financed for $1.1M, which points to about $127K of buyer cash on a typical purchase. Fazoli's is listed in the SBA Franchise Directory (identifier S0632), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Fazoli's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Fazoli's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Fazoli's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Fazoli's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $1.1M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0632)
- Top lenders: Gulf Coast Bank and Trust Company, Pinnacle Bank, TD Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Fazoli's.