FIRE Fitness Camp, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5108)
6 deals since 2020 · typical deal $150K
6
Deals since 2020
$150K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for FIRE Fitness Camp
Most FIRE Fitness Camp deals financed between $117K and $158K. Above $158K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Fire Fitness Oshkosh LLC in Oshkosh, WI — $235K (2025) · Nicolet National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 25 days
- Approved
- 11/18/2024
- First disbursed
- 12/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Nicolet National Bank · Lender record →
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- Pod Squad Wellness LLC in Green Bay, WI — $150K (2023) · purchase · Bank of Luxemburg
- Program
- 7a General
- Rate at approval
- 8.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 5/25/2023
- First disbursed
- 6/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $3,077
- Annual debt service
- $37K
- Cash flow needed (1.25×)
- $46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Luxemburg
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- We Are Fire LLC in Sturgeon Bay, WI — $135K (2023) · Bank of Luxemburg
- Program
- 7a General
- Rate at approval
- 8.99% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $101K (75%)
- Approval → funding
- 18 days
- Approved
- 9/22/2023
- First disbursed
- 10/10/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Bank of Luxemburg
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- Find Your Strong LLC in Weston, WI — $158K (2022) · purchase · Peoples State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.19% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $118K (75%)
- Approval → funding
- 101 days
- Approved
- 11/29/2021
- First disbursed
- 3/10/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $175K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $23K
- Monthly payment
- $2,240
- Annual debt service
- $27K
- Cash flow needed (1.25×)
- $34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples State Bank · Lender record →
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- Fire Manitowoc, LLC in Manitowoc, WI — $117K (2022) · BMO Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $99K (85%)
- Approval → funding
- 17 days
- Approved
- 7/19/2022
- First disbursed
- 8/5/2022
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by BMO Bank National Association · Lender record →
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- Fire Manitowoc, LLC in Manitowoc, WI — $25K (2022) · BMO Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.46% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 16 days
- Approved
- 7/20/2022
- First disbursed
- 8/5/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by BMO Bank National Association · Lender record →
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Who funds FIRE Fitness Camp — and where
Every dot is a financed FIRE Fitness Camp — 6 mapped.
Financed FIRE Fitness Camp locations — list all 6 as text
- Fire Manitowoc, LLC — Manitowoc · $117K · FY2022 · Fitness and Recreational Sports Centers
- Fire Manitowoc, LLC — Manitowoc · $25K · FY2022 · Fitness and Recreational Sports Centers
- Fire Fitness Oshkosh LLC — Oshkosh · $235K · FY2025 · Fitness and Recreational Sports Centers
- We Are Fire LLC — Sturgeon Bay · $135K · FY2023 · Fitness and Recreational Sports Centers
- Pod Squad Wellness LLC — Green Bay · $150K · FY2023 · Fitness and Recreational Sports Centers
- Find Your Strong LLC — Weston · $158K · FY2022 · Fitness and Recreational Sports Centers
Top lenders for this brand
1.BMO Bank National Association(2)
- 2.Bank of Luxemburg (2)
3.Nicolet National Bank(1)
4.Peoples State Bank(1)
Most active states
- 1.Wisconsin (6 loans)
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Common questions
How much does a FIRE Fitness Camp cost to buy or open?
The typical deal for FIRE Fitness Camp is $150K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is FIRE Fitness Camp?
FIRE Fitness Camp has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a FIRE Fitness Camp with an SBA loan?
Yes — FIRE Fitness Camp has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a FIRE Fitness Camp franchise
Most FIRE Fitness Camp buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical FIRE Fitness Camp deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. FIRE Fitness Camp is listed in the SBA Franchise Directory (identifier S5108), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund FIRE Fitness Camp — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for FIRE Fitness Camp — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for FIRE Fitness Camp — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. FIRE Fitness Camp is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $150K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S5108)
- Top lenders: BMO Bank National Association, Bank of Luxemburg, Nicolet National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with FIRE Fitness Camp.