Skip to main content
← Find a lenderClaim this listing

Lender record

Peoples State Bank

The real lending record — every figure from funded deals. HQ: 5850 Highway 59 S, Shepherd, TX. 3 branches.

48

Recent deals (FY20+)

$370K

Typical deal

22 days

Approval → funding

0%

Failure rate (FY20–23)

Where Peoples State Bank lends

Deals Peoples State Bank funded — list all 48 as text

Deal profile

Most Peoples State Bank deals land between $220K and $850K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Wholesale Trade Agents and Brokers (3)
  2. 2.Full-Service Restaurants (3)
  3. 3.Supermarkets and Other Grocery Retailers (except Convenience (3)
  4. 4.Drinking Places (Alcoholic Beverages) (3)
  5. 5.Offices of Chiropractors (3)
  6. 6.General Automotive Repair (2)
  7. 7.Landscaping Services (2)
  8. 8.Hotels (except Casino Hotels) and Motels (2)

Most active states

  1. 1.Wisconsin (45 deals)
  2. 2.District of Columbia (1 deals)
  3. 3.Ohio (1 deals)
  4. 4.New York (1 deals)

Franchises they finance most

Baymont by Wyndham aka Baymont Inn & Suites

2 deals

The Joint...The Chiropractic Place

1 deals

FIRE Fitness Camp

1 deals

Can Peoples State Bank fund you? The bank behind the loans

Total assets

$182.5M

▼ 2.6% vs prior quarter

Deposits on hand

$161.2M

▼ 1% vs prior quarter

Loans outstanding

$99.3M

▲ 3.3% vs prior quarter

Net income (latest qtr)

$646K

  • •SBA is this bank's core business — this year's SBA production alone equals ~8.2% of its entire loan book. Expect a dedicated SBA desk, packaging help, and underwriters who do this all day. That makes Peoples State Bank more SBA-focused than 96% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.4% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Peoples State Bank branch (3)

Peoples State BankMain office5850 Highway 59 SShepherd, TX 77371 · since 1921

Coldspring Branch15001 Highway 150 WestColdspring, TX 77331 · since 1996

Livingston Branch2700 Us Highway 190 WLivingston, TX 77351 · since 1998

Branch data: FDIC BankFind.

Recent deals

  • Integrity Sales & Auction LLC in Merrill, WI — $3.6M (2026) · Wholesale Trade Agents and Brokers
  • Rockstar Events, LLC in Milwaukee, WI — $2.8M (2026) · Wholesale Trade Agents and Brokers
  • GogiHaus MKE LLC in Milwaukee, WI — $1.1M (2026) · Full-Service Restaurants
  • Dhan Veer LLC in Rhinelander, WI — $1.5M (2025) · Gasoline Stations with Convenience Stores
  • Empire Photo LLC in Madison, WI — $1.4M (2025) · Photography Studios, Portrait
  • Oliva Holdings LLC in Wausau, WI — $960K (2025) · Full-Service Restaurants
  • RL Leaders, LLC in Washington, DC — $850K (2025) · Other Management Consulting Services
  • EHLENBACH'S CHEESE CHALET, INC. in Deforest, WI — $750K (2025) · All Other Specialty Food Retailers
  • Monterrey Market Main, LLC in Milwaukee, WI — $750K (2025) · Supermarkets and Other Grocery Retailers (except Convenience
  • RIP Holdings LLC in Kronenwetter, WI — $427K (2025) · Pet Care (except Veterinary) Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Work at Peoples State Bank?

Claim this profile free to keep your lending record accurate, route buyer leads to your team, and sponsor your placement in the rankings.

Claim this listing

Businesses Peoples State Bank financed

44 businesses on record. Each links to its full SBA record.

Work at Peoples State Bank?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Not affiliated with Peoples State Bank.

Agent summary

This page summarizes Peoples State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 48 SBA 7(a) loans on record
  • $370K typical deal
  • 7 business-acquisition loans
  • HQ: 5850 Highway 59 S, Shepherd, TX
  • 3 FDIC branch locations
  • FDIC total assets $182.5M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/peoples-state-bank
API:
https://www.capbench.com/api/public/lenders/peoples-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

Find the bank most likely to fund your deal

Peoples State Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

Scroll