Flowerama, by the numbers
Flowerama appears in 6 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0660)
6 deals since 2020 · typical deal $615K
6
Deals since 2020
$615K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Flowerama
Most Flowerama deals financed between $125K and $693K. Above $693K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,042
- Down payment (10%)
- $68K
- Cash to close (all-in)
- $91K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$91K)
Experience
Recent financings
- BZ Group LLC in Reynoldsburg, OH — $1.6M (2026) · The Park National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Florists
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal
- BZ Group LLC in Reynoldsburg, OH — $125K (2026) · The Park National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $63K (50%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Florists
Funded by The Park National Bank · Lender record →
Your business? Claim this record · Request removal
- 2KM Floral LLC in Warr Acres, OK — $693K (2025) · The Citizens Bank of Edmond
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $520K (75%)
- Approval → funding
- 33 days
- Approved
- 3/26/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by The Citizens Bank of Edmond · Lender record →
Your business? Claim this record · Request removal
- 2KM Floral LLC in Warr Acres, OK — $150K (2025) · The Citizens Bank of Edmond
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 7 days
- Approved
- 4/22/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by The Citizens Bank of Edmond · Lender record →
Your business? Claim this record · Request removal
- Lion & Lily, LLC in San Antonio, TX — $615K (2022) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $461K (75%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $683K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $7,062
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- Lion & Lily, LLC in San Antonio, TX — $50K (2022) · PlainsCapital Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Flowerama?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Flowerama — and where
Every dot is a financed Flowerama — 6 mapped.
Financed Flowerama locations — list all 6 as text
- BZ Group LLC — Reynoldsburg · $1.6M · FY2026 · Florists
- BZ Group LLC — Reynoldsburg · $125K · FY2026 · Florists
- 2KM Floral LLC — Warr Acres · $693K · FY2025 · Florists
- 2KM Floral LLC — Warr Acres · $150K · FY2025 · Florists
- Lion & Lily, LLC — San Antonio · $615K · FY2022 · Florists
- Lion & Lily, LLC — San Antonio · $50K · FY2022 · Florists
Top lenders for this brand
Most active states
- 1.Ohio (2 loans)Flowerama lenders in Ohio->
- 2.Oklahoma (2 loans)Flowerama lenders in Oklahoma->
- 3.Texas (2 loans)Flowerama lenders in Texas->
Represent Flowerama?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Flowerama cost to buy or open?
The typical deal for Flowerama is $615K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $68K of buyer cash on a typical deal.
How risky is Flowerama?
Flowerama has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Flowerama with an SBA loan?
Yes — Flowerama has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Flowerama franchise
Most Flowerama buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Flowerama deal financed for $615K, which points to about $68K of buyer cash on a typical purchase. Flowerama is listed in the SBA Franchise Directory (identifier S0660), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Flowerama — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Flowerama — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Flowerama — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Flowerama is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $615K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0660)
- Top lenders: The Park National Bank, The Citizens Bank of Edmond, PlainsCapital Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-28.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Flowerama?
Five minutes with a specialist who's seen Flowerama deals close answers more than an hour of searching. Free, usually same-day.
Analyze this franchise in ChatGPT
Use Capbench to compare franchise SBA funding history, lender activity, buyer requirements, and likely financing fit.
ChatGPT will ask you to connect Capbench if you have not already approved it.
Represent Flowerama?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Flowerama.