Flowerama, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0660)
6 deals since 2020 · typical deal $615K
6
Deals since 2020
$615K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Flowerama
Most Flowerama deals financed between $125K and $693K. Above $693K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,042
- Down payment (10%)
- $68K
- Cash to close (all-in)
- $91K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$91K)
Experience
Recent financings
- BZ Group LLC in Reynoldsburg, OH — $1.6M (2026) · The Park National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Florists
Funded by The Park National Bank · Lender record →
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- BZ Group LLC in Reynoldsburg, OH — $125K (2026) · The Park National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $63K (50%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Florists
Funded by The Park National Bank · Lender record →
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- 2KM Floral LLC in Warr Acres, OK — $693K (2025) · The Citizens Bank of Edmond
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $520K (75%)
- Approval → funding
- 33 days
- Approved
- 3/26/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by The Citizens Bank of Edmond · Lender record →
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- 2KM Floral LLC in Warr Acres, OK — $150K (2025) · The Citizens Bank of Edmond
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 7 days
- Approved
- 4/22/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by The Citizens Bank of Edmond · Lender record →
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- Lion & Lily, LLC in San Antonio, TX — $615K (2022) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $461K (75%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $683K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $7,062
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
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- Lion & Lily, LLC in San Antonio, TX — $50K (2022) · PlainsCapital Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by PlainsCapital Bank · Lender record →
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Who funds Flowerama — and where
Every dot is a financed Flowerama — 6 mapped.
Financed Flowerama locations — list all 6 as text
- BZ Group LLC — Reynoldsburg · $1.6M · FY2026 · Florists
- BZ Group LLC — Reynoldsburg · $125K · FY2026 · Florists
- 2KM Floral LLC — Warr Acres · $693K · FY2025 · Florists
- 2KM Floral LLC — Warr Acres · $150K · FY2025 · Florists
- Lion & Lily, LLC — San Antonio · $615K · FY2022 · Florists
- Lion & Lily, LLC — San Antonio · $50K · FY2022 · Florists
Top lenders for this brand
Most active states
- 1.Ohio (2 loans)
- 2.Oklahoma (2 loans)
- 3.Texas (2 loans)
Represent Flowerama?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Flowerama cost to buy or open?
The typical deal for Flowerama is $615K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $68K of buyer cash on a typical deal.
How risky is Flowerama?
Flowerama has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Flowerama with an SBA loan?
Yes — Flowerama has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Flowerama franchise
Most Flowerama buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Flowerama deal financed for $615K, which points to about $68K of buyer cash on a typical purchase. Flowerama is listed in the SBA Franchise Directory (identifier S0660), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Flowerama — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Flowerama — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Flowerama — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Flowerama is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $615K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0660)
- Top lenders: The Park National Bank, The Citizens Bank of Edmond, PlainsCapital Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Flowerama.