Freedom Boat Club, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0670)
6 deals since 2020 · typical deal $1.2M
6
Deals since 2020
$1.2M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Freedom Boat Club
Most Freedom Boat Club deals financed between $515K and $2.00M. Above $2.00M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $15,653
- Down payment (10%)
- $133K
- Cash to close (all-in)
- $182K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$182K)
Experience
Recent financings
- Twin Tiers Boat Club, LLC in Hamburg, NY — $515K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $386K (75%)
- Approval → funding
- 14 days
- Approved
- 8/29/2025
- First disbursed
- 9/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Port and Harbor Operations
If you were the buyer here
- Est. deal size
- $572K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $77K
- Monthly payment
- $6,735
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Freedom Adventures Holdings LLC in West Palm Beach, FL — $1.2M (2023) · Paradise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $898K (75%)
- Approval → funding
- 21 days
- Approved
- 12/2/2022
- First disbursed
- 12/23/2022
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 93
- Business age
- Existing or more than 2 years old
- Industry
- Marinas
Funded by Paradise Bank · Lender record →
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- Freedom Adventures, LLC in West Palm Beach, FL — $2.1M (2021) · Paradise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 68 days
- Approved
- 12/2/2020
- First disbursed
- 2/8/2021
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 59
- Business age
- Existing or more than 2 years old
- Industry
- Marinas
Funded by Paradise Bank · Lender record →
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- Freedom Adventures Holdings, LLC in West Palm Beach, FL — $392K (2021) · Paradise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $353K (90%)
- Approval → funding
- 14 days
- Approved
- 5/10/2021
- First disbursed
- 5/24/2021
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Marinas
Funded by Paradise Bank · Lender record →
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- GOLDEN STATE BOATS, INC. in San Diego, CA — $2.0M (2020) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 46 days
- Approved
- 9/15/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Recreational Goods Rental
Funded by First Business Bank · Lender record →
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- Freedom Adventures, LLC in West Palm Beach, FL — $1.2M (2020) · Paradise Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 306 months
- SBA guaranteed
- $896K (75%)
- Approved
- 4/23/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 44
- Business age
- Existing or more than 2 years old
- Industry
- Marinas
Funded by Paradise Bank · Lender record →
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Who funds Freedom Boat Club — and where
Every dot is a financed Freedom Boat Club — 6 mapped.
Financed Freedom Boat Club locations — list all 6 as text
- Freedom Adventures Holdings, LLC — West Palm Beach · $392K · FY2021 · Marinas
- Freedom Adventures Holdings LLC — West Palm Beach · $1.2M · FY2023 · Marinas
- Twin Tiers Boat Club, LLC — Hamburg · $515K · FY2025 · Port and Harbor Operations
- Freedom Adventures, LLC — West Palm Beach · $1.2M · FY2020 · Marinas
- GOLDEN STATE BOATS, INC. — San Diego · $2.0M · FY2020 · Recreational Goods Rental
- Freedom Adventures, LLC — West Palm Beach · $2.1M · FY2021 · Marinas
Top lenders for this brand
Most active states
- 1.Florida (4 loans)
- 2.New York (1 loans)
- 3.California (1 loans)
Represent Freedom Boat Club?
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Common questions
How much does a Freedom Boat Club cost to buy or open?
The typical deal for Freedom Boat Club is $1.2M across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $132K of buyer cash on a typical deal.
How risky is Freedom Boat Club?
Freedom Boat Club has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Freedom Boat Club with an SBA loan?
Yes — Freedom Boat Club has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Freedom Boat Club franchise
Most Freedom Boat Club buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Freedom Boat Club deal financed for $1.2M, which points to about $132K of buyer cash on a typical purchase. Freedom Boat Club is listed in the SBA Franchise Directory (identifier S0670), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Freedom Boat Club — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Freedom Boat Club — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Freedom Boat Club — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Freedom Boat Club is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $1.2M typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0670)
- Top lenders: Paradise Bank, Live Oak Banking Company, First Business Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Freedom Boat Club?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Freedom Boat Club.