Goin' Postal, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0725)
3 deals since 2020 · typical deal $132K
3
Deals since 2020
$132K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Goin' Postal
Most Goin' Postal deals financed between $50K and $240K. Above $240K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,951
- Down payment (10%)
- $15K
- Cash to close (all-in)
- $19K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$19K)
Experience
Recent financings
- Griffis Entities LLC in Benton, LA — $50K (2024) · Planters Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.15% variable
- Term
- 48 mo (4 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 31 days
- Approved
- 11/30/2023
- First disbursed
- 12/31/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Planters Bank and Trust Company · Lender record →
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- GOIN' POSTAL in Wausau, WI — $240K (2021) · purchase · IncredibleBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 7 days
- Approved
- 4/9/2021
- First disbursed
- 4/16/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $267K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $2,575
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
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- SEBASTIAN PAUL HOLDINGS, LLC in North Augusta, SC — $132K (2021) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $112K (85%)
- Approval → funding
- 62 days
- Approved
- 11/3/2020
- First disbursed
- 1/4/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Postal Service
If you were the buyer here
- Est. deal size
- $147K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $19K
- Monthly payment
- $1,465
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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Who funds Goin' Postal — and where
Every dot is a financed Goin' Postal — 3 mapped.
Financed Goin' Postal locations — list all 3 as text
- GOIN' POSTAL — Wausau · $240K · FY2021 · Private Mail Centers
- SEBASTIAN PAUL HOLDINGS, LLC — North Augusta · $132K · FY2021 · Postal Service
- Griffis Entities LLC — Benton · $50K · FY2024 · Private Mail Centers
Top lenders for this brand
Most active states
- 1.Wisconsin (1 loans)
- 2.South Carolina (1 loans)
- 3.Louisiana (1 loans)
Represent Goin' Postal?
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Common questions
How much does a Goin' Postal cost to buy or open?
The typical deal for Goin' Postal is $132K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $15K of buyer cash on a typical deal.
How risky is Goin' Postal?
Goin' Postal has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Goin' Postal with an SBA loan?
Yes — Goin' Postal has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Goin' Postal franchise
Most Goin' Postal buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Goin' Postal deal financed for $132K, which points to about $15K of buyer cash on a typical purchase. Goin' Postal is listed in the SBA Franchise Directory (identifier S0725), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Goin' Postal — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Goin' Postal — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Goin' Postal — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Goin' Postal is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $132K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0725)
- Top lenders: IncredibleBank, The Huntington National Bank, Planters Bank and Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Goin' Postal.