Skip to main content
← All franchisesClaim this listing

Goodcents, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0733)

13 deals since 2020 · typical deal $300K

13

Deals since 2020

$300K

Typical deal

4

Deals since FY2025

—

Too few deals to score risk

Goodcents has 13 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Goodcents

Most Goodcents deals financed between $230K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,175
Down payment (10%)
$33K
Cash to close (all-in)
$45K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$45K)

Experience

Recent financings

  • Amyra LLC in Tulsa, OK — $375K (2025) · Security Bank
  • JDunn Ventures LLC in Wichita, KS — $339K (2025) · Emprise Bank
  • Arch City Investment Group in Maryland Heights, MO — $300K (2025) · New Frontier Bank
  • Arch City Investment Group in Saint Peters, MO — $300K (2025) · New Frontier Bank
  • Arch City Investment Group in Maryland Heights, MO — $800K (2024) · New Frontier Bank
  • Dharmi LLC in Bonner Springs, KS — $350K (2023) · Small Business Bank
  • ST THOMAS LLC in Olathe, KS — $291K (2022) · UMB Bank, National Association
  • VIEQUES LLC in Leavenworth, KS — $385K (2021) · purchase · UMB Bank, National Association
  • ST JOHN LLC in Manhattan, KS — $250K (2021) · UMB Bank, National Association
  • CULEBRA LLC in Olathe, KS — $230K (2021) · purchase · UMB Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Goodcents?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Goodcents brand mark

Who funds Goodcents — and where

Every dot is a financed Goodcents — 13 mapped.

Financed Goodcents locations — list all 13 as text

Top lenders for this brand

  1. 1.UMB Bank, National Association(4)
  2. 2.New Frontier Bank (3)
  3. 3.Small Business Bank (1)
  4. 4.Security Bank(1)
  5. 5.Emprise Bank(1)

Most active states

  1. 1.Kansas (6 loans)
  2. 2.Missouri (4 loans)
  3. 3.Oklahoma (1 loans)
  4. 4.Minnesota (1 loans)
  5. 5.South Dakota (1 loans)

Represent Goodcents?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a Goodcents cost to buy or open?

The typical deal for Goodcents is $300K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.

How risky is Goodcents?

Goodcents has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Goodcents with an SBA loan?

Yes — Goodcents has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Goodcents franchise

Most Goodcents buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Goodcents deal financed for $300K, which points to about $33K of buyer cash on a typical purchase. Goodcents is listed in the SBA Franchise Directory (identifier S0733), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Goodcents — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Goodcents — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Goodcents — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Goodcents is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 13 SBA 7(a) deals since 2020
  • $300K typical deal
  • 4 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0733)
  • Top lenders: UMB Bank, National Association, New Frontier Bank, Small Business Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/goodcents
API:
https://www.capbench.com/api/public/franchises/goodcents
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Goodcents?

Five minutes with a specialist who's seen Goodcents deals close answers more than an hour of searching. Free, usually same-day.

Represent Goodcents?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Goodcents.

Scroll