Great Harvest Bread Co., by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0744)
26 deals since 2020 · typical deal $350K · 5.56% failure rate
26
Deals since 2020
$350K
Typical deal
6
Deals since FY2025
5.56%
Failure rate (FY20–23)
What buyers pay for Great Harvest Bread Co.
Most Great Harvest Bread Co. deals financed between $270K and $606K. Above $606K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,871
- Down payment (10%)
- $39K
- Cash to close (all-in)
- $52K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$52K)
Experience
Recent financings
- Doyle & Cherney LLC in Ann Arbor, MI — $296K (2026) · purchase · Bank Michigan
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $222K (75%)
- Approval → funding
- 48 days
- Approved
- 12/19/2025
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $329K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $44K
- Monthly payment
- $3,871
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Michigan · Lender record →
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- The Daily Knead Corp. in Menomonee Falls, WI — $824K (2025) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $618K (75%)
- Approval → funding
- 11 days
- Approved
- 7/7/2025
- First disbursed
- 7/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- TripleSeven, LLC dba Great Harvest Wasilla in Wasilla, AK — $740K (2025) · Alaska Growth Capital BIDCO, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $555K (75%)
- Approved
- 3/25/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Alaska Growth Capital BIDCO, Inc. · Lender record →
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- Parkway Foods Group, LLC in Huntsville, AL — $606K (2025) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $455K (75%)
- Approval → funding
- 4 days
- Approved
- 1/13/2025
- First disbursed
- 1/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $673K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $8,092
- Annual debt service
- $97K
- Cash flow needed (1.25×)
- $121K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
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- MKD Holdings, Inc. in Bentonville, AR — $288K (2025) · First Security Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $216K (75%)
- Approval → funding
- 4 days
- Approved
- 2/21/2025
- First disbursed
- 2/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Commercial Bakeries
Funded by First Security Bank · Lender record →
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- Great Harvest Bread Co in Eau Claire, WI — $215K (2025) · Frandsen Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 8 days
- Approved
- 1/22/2025
- First disbursed
- 1/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by Frandsen Bank and Trust · Lender record →
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- Bunny's Boise Bakery, LLC in Boise, ID — $592K (2024) · purchase · Idaho Trust Bank
- Program
- 7a General
- Rate at approval
- 9.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 11 days
- Approved
- 9/19/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $658K
- Est. down payment (10%)
- $66K
- Est. cash at closing
- $88K
- Monthly payment
- $7,617
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Idaho Trust Bank · Lender record →
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- KKJM LLC in Evanston, IL — $370K (2024) · Lake Forest Bank & Trust Company, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 19 days
- Approved
- 5/23/2024
- First disbursed
- 6/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Retailers
Funded by Lake Forest Bank & Trust Company, National Association · Lender record →
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- RNT, LLC in Rockville, MD — $657K (2023) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $493K (75%)
- Approval → funding
- 33 days
- Approved
- 6/30/2023
- First disbursed
- 8/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Fresh Bread Bakery & Cafes, LLC in Friendswood, TX — $615K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $461K (75%)
- Approval → funding
- 2 days
- Approved
- 5/3/2023
- First disbursed
- 5/5/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Who funds Great Harvest Bread Co. — and where
Every dot is a financed Great Harvest Bread Co. — 26 mapped.
Financed Great Harvest Bread Co. locations — list all 26 as text
- Fortunati Family Bakery Hub LLC — Boise · $779K · FY2021 · Baked Goods Stores
- Wheat Grains, LLC — Crown Point · $350K · FY2023 · Retail Bakeries
- KKJM LLC — Evanston · $370K · FY2024 · Baked Goods Retailers
- The Daily Knead Corp. — Menomonee Falls · $824K · FY2025 · Limited-Service Restaurants
- Doyle & Cherney LLC — Ann Arbor · $296K · FY2026 · Baked Goods Retailers
- TripleSeven, LLC dba Great Harvest Wasilla — Wasilla · $740K · FY2025 · Baked Goods Retailers
- KellX5 LLC — Greenwood Village · $520K · FY2020 · Limited-Service Restaurants
- Lifted Loaves LLC — Greenville · $291K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Bunny's Boise Bakery, LLC — Boise · $592K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Bread and Fruitee LLC — Saint Paul · $194K · FY2023 · Retail Bakeries
- Parkway Foods Group, LLC — Huntsville · $606K · FY2025 · Baked Goods Retailers
- Great Harvest Bread Co — Eau Claire · $215K · FY2025 · Baked Goods Retailers
- MKD Holdings, Inc. — Bentonville · $288K · FY2025 · Commercial Bakeries
- Fresh Bread Bakery & Cafes, LLC — Friendswood · $615K · FY2023 · Limited-Service Restaurants
- Fresh Bread Bakery & Cafes, LLC — Friendswood · $25K · FY2023 · Limited-Service Restaurants
- Bread N Coffee Inc. — Temecula · $563K · FY2023 · Retail Bakeries
- RNT, LLC — Rockville · $657K · FY2023 · Baked Goods Retailers
- RNT, LLC — Rockville · $50K · FY2023 · Baked Goods Retailers
- Knead More Bread LLC — Red Bank · $270K · FY2020 · Snack and Nonalcoholic Beverage Bars
- KellX5 LLC — Greenwood Village · $50K · FY2022 · Limited-Service Restaurants
- Weirdough, LLC — Lehi · $345K · FY2022 · Limited-Service Restaurants
- Dodson Bakery Corporation — North Carleston · $786K · FY2022 · Baked Goods Retailers
- Dodson Bakery Corporation — North Carleston · $50K · FY2022 · Baked Goods Retailers
- Crumby LLC — Billings · $400K · FY2021 · Baked Goods Stores
- JT Perry and Associates LLC — Austin · $311K · FY2021 · Commercial Bakeries
- JTPerry & Associates, LLC — Austin · $311K · FY2021 · Commercial Bakeries
Top lenders for this brand
Most active states
- 1.Texas (4 loans)
- 2.South Carolina (3 loans)
- 3.Idaho (2 loans)
- 4.Wisconsin (2 loans)
- 5.Colorado (2 loans)
- 6.Maryland (2 loans)
- 7.Indiana (1 loans)
- 8.Illinois (1 loans)
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Common questions
How much does a Great Harvest Bread Co. cost to buy or open?
The typical deal for Great Harvest Bread Co. is $350K across 26 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.
How risky is Great Harvest Bread Co.?
5.56% of Great Harvest Bread Co.'s FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Great Harvest Bread Co. with an SBA loan?
Yes — Great Harvest Bread Co. has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Great Harvest Bread Co. franchise
Most Great Harvest Bread Co. buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Great Harvest Bread Co. deal financed for $350K, which points to about $39K of buyer cash on a typical purchase. Great Harvest Bread Co. is listed in the SBA Franchise Directory (identifier S0744), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Great Harvest Bread Co. — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Great Harvest Bread Co. — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Great Harvest Bread Co. — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Great Harvest Bread Co. is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 26 SBA 7(a) deals since 2020
- $350K typical deal
- 6 deals since FY2025
- 5.56% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S0744)
- Top lenders: The Huntington National Bank, IncredibleBank, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Great Harvest Bread Co..