Gyu-Kaku, by the numbers
Gyu-Kaku appears in 6 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0755)
6 deals since 2020 · typical deal $1.9M
6
Deals since 2020
$1.9M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Gyu-Kaku
Most Gyu-Kaku deals financed between $1.20M and $2.68M. Above $2.68M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $25,304
- Down payment (10%)
- $215K
- Cash to close (all-in)
- $296K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$296K)
Experience
Recent financings
- Chacha Smokehouse Inc in Long Island City, NY — $2.7M (2024) · First National Bank of Pennsylvania
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 80 days
- Approved
- 7/9/2024
- First disbursed
- 9/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by First National Bank of Pennsylvania · Lender record →
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- Emerald May Group LLC in El Paso, TX — $1.9M (2024) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 129 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 179 days
- Approved
- 4/19/2024
- First disbursed
- 10/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Milestone Bank · Lender record →
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- Helen Life II, Inc. in Greensboro, NC — $3.9M (2022) · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 310 months
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 40 days
- Approved
- 8/13/2022
- First disbursed
- 9/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Bank of Oak Ridge · Lender record →
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- BBQ Sensation, LLC in Winter Garden, FL — $1.2M (2021) · Florida Capital Bank, National Association
- Program
- 7a General
- Rate at approval
- 5.25% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 4 days
- Approved
- 9/26/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Florida Capital Bank, National Association
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- KCLC FA DA Inc in Overland Park, KS — $1.5M (2020) · The Central Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 27 days
- Approved
- 10/4/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Central Trust Bank · Lender record →
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- 3AM Group, LLC in Oakland, CA — $1.1M (2020) · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 126 months
- SBA guaranteed
- $825K (75%)
- Approval → funding
- 16 days
- Approved
- 2/13/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Open Bank · Lender record →
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Who funds Gyu-Kaku — and where
Every dot is a financed Gyu-Kaku — 6 mapped.
Financed Gyu-Kaku locations — list all 6 as text
- Chacha Smokehouse Inc — Long Island City · $2.7M · FY2024 · Full-Service Restaurants
- Helen Life II, Inc. — Greensboro · $3.9M · FY2022 · Full-Service Restaurants
- Emerald May Group LLC — El Paso · $1.9M · FY2024 · Full-Service Restaurants
- KCLC FA DA Inc — Overland Park · $1.5M · FY2020 · Full-Service Restaurants
- 3AM Group, LLC — Oakland · $1.1M · FY2020 · Full-Service Restaurants
- BBQ Sensation, LLC — Winter Garden · $1.2M · FY2021 · Full-Service Restaurants
Top lenders for this brand
Most active states
- 1.New York (1 loans)Gyu-Kaku lenders in New York->
- 2.North Carolina (1 loans)Gyu-Kaku lenders in North Carolina->
- 3.Texas (1 loans)Gyu-Kaku lenders in Texas->
- 4.Kansas (1 loans)Gyu-Kaku lenders in Kansas->
- 5.California (1 loans)Gyu-Kaku lenders in California->
- 6.Florida (1 loans)Gyu-Kaku lenders in Florida->
Represent Gyu-Kaku?
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Common questions
How much does a Gyu-Kaku cost to buy or open?
The typical deal for Gyu-Kaku is $1.9M across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $213K of buyer cash on a typical deal.
How risky is Gyu-Kaku?
Gyu-Kaku has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Gyu-Kaku with an SBA loan?
Yes — Gyu-Kaku has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Gyu-Kaku franchise
Most Gyu-Kaku buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Gyu-Kaku deal financed for $1.9M, which points to about $213K of buyer cash on a typical purchase. Gyu-Kaku is listed in the SBA Franchise Directory (identifier S0755), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Gyu-Kaku — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Gyu-Kaku — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Gyu-Kaku — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Gyu-Kaku is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $1.9M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0755)
- Top lenders: First National Bank of Pennsylvania, Bank of Oak Ridge, Milestone Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Gyu-Kaku.