Food & Restaurants · lender intelligence
How to finance a Gyu-Kaku
The SBA 7(a) lenders funding the most Gyu-Kaku deals, ranked from public loan records — typical Gyu-Kaku loan about $1.9M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Gyu-Kaku
$1.94M
Typical loan
range $1.20M–$2.68M
$2.15M
Est. purchase price
≈ loan ÷ 90%
$295,947
Cash to close
$215,000 down + fees
$25,038/mo
Typical payment
~9.5% · 10yr
$345,524/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
40 days
Typical time to fund
6
Lenders competing
more = leverage
7.79%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Gyu-Kaku
Ranked by funded Gyu-Kaku loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.47 loans · $39M · Greenville, PAFull record →
- 2.27 loans · $28M · Oak Ridge, LAFull record →
- 3.46 loans · $85M · Salt Lake City, UTFull record →
- 4.10 loans · $2M · Jefferson City, MOFull record →
- 5.83 loans · $143M · Los Angeles, CAFull record →
6+ funded Gyu-Kaku deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Chacha Smokehouse Inc in Long Island City, NY — $2.7M (2024) · First National Bank of Pennsylvania
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 80 days
- Approved
- 7/9/2024
- First disbursed
- 9/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Emerald May Group LLC in El Paso, TX — $1.9M (2024) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 129 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 179 days
- Approved
- 4/19/2024
- First disbursed
- 10/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- Helen Life II, Inc. in Greensboro, NC — $3.9M (2022) · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 310 months
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 40 days
- Approved
- 8/13/2022
- First disbursed
- 9/22/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
- BBQ Sensation, LLC in Winter Garden, FL — $1.2M (2021) · Florida Capital Bank, National Association
- Program
- 7a General
- Rate at approval
- 5.25% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (90%)
- Approval → funding
- 4 days
- Approved
- 9/26/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Florida Capital Bank, National Association
Your business? Claim this record · Request removal
- KCLC FA DA Inc in Overland Park, KS — $1.5M (2020) · The Central Trust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 27 days
- Approved
- 10/4/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Central Trust Bank · Lender record →
Your business? Claim this record · Request removal
- 3AM Group, LLC in Oakland, CA — $1.1M (2020) · Open Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 126 months
- SBA guaranteed
- $825K (75%)
- Approval → funding
- 16 days
- Approved
- 2/13/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Gyu-Kaku? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Gyu-Kaku businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Gyu-Kaku purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First National Bank of Pennsylvania funds the most. CapBench is not a lender.
- $1.9M typical Gyu-Kaku loan
- 6 lenders fund the brand
- 40 days typical to fund
Buyers researching a Gyu-Kaku typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.