Hot Head Burritos, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0822)
4 deals since 2020 · typical deal $1.2M
4
Deals since 2020
$1.2M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Hot Head Burritos
Most Hot Head Burritos deals financed between $500K and $2.49M. Above $2.49M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $16,281
- Down payment (10%)
- $138K
- Cash to close (all-in)
- $190K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$190K)
Experience
Recent financings
- Hot Head Burritos IN004 in New Castle, IN — $250K (2025) · purchase · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 34 days
- Approved
- 7/16/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,373
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
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- Food Done Wright LLC in Wapakoneta, OH — $500K (2024) · Grow America Fund, Incorporated
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 22 days
- Approved
- 11/14/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Grow America Fund, Incorporated · Lender record →
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- WD HHB CLEVELAND LLC in Kettering, OH — $2.5M (2021) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.2M (90%)
- Approval → funding
- 13 days
- Approved
- 5/13/2021
- First disbursed
- 5/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $277K
- Est. cash at closing
- $382K
- Monthly payment
- $26,737
- Annual debt service
- $321K
- Cash flow needed (1.25×)
- $401K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Best Food Cincinnati LLC in Maineville, OH — $1.2M (2020) · purchase · Gulf Coast Bank and Trust Company
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $934K (75%)
- Approval → funding
- 32 days
- Approved
- 10/29/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $138K
- Est. cash at closing
- $190K
- Monthly payment
- $14,941
- Annual debt service
- $179K
- Cash flow needed (1.25×)
- $224K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
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Who funds Hot Head Burritos — and where
Every dot is a financed Hot Head Burritos — 4 mapped.
Financed Hot Head Burritos locations — list all 4 as text
- WD HHB CLEVELAND LLC — Kettering · $2.5M · FY2021 · Limited-Service Restaurants
- Hot Head Burritos IN004 — New Castle · $250K · FY2025 · Full-Service Restaurants
- Food Done Wright LLC — Wapakoneta · $500K · FY2024 · Limited-Service Restaurants
- Best Food Cincinnati LLC — Maineville · $1.2M · FY2020 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Ohio (3 loans)
- 2.Indiana (1 loans)
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Common questions
How much does a Hot Head Burritos cost to buy or open?
The typical deal for Hot Head Burritos is $1.2M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $137K of buyer cash on a typical deal.
How risky is Hot Head Burritos?
Hot Head Burritos has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Hot Head Burritos with an SBA loan?
Yes — Hot Head Burritos has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Hot Head Burritos franchise
Most Hot Head Burritos buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Hot Head Burritos deal financed for $1.2M, which points to about $137K of buyer cash on a typical purchase. Hot Head Burritos is listed in the SBA Franchise Directory (identifier S0822), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Hot Head Burritos — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Hot Head Burritos — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Hot Head Burritos — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Hot Head Burritos is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $1.2M typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0822)
- Top lenders: The Huntington National Bank, Newtek Bank, National Association, Grow America Fund, Incorporated
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Hot Head Burritos.