Innerlast, by the numbers

Innerlast appears in 2 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3591)

2 deals since 2020 · typical deal $107K

Deals since 2020

$107K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Innerlast has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Innerlast

Most Innerlast deals financed between $94K and $107K. Above $107K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$107K

Monthly payment (10-yr): $1,582
Down payment (10%): $12K
Cash to close (all-in): $15K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$15K)

Experience

Recent financings

Jenness LLC in Calera, AL — $94K (2021) · Central State Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$84K (90%)
Approval → funding
12 days
Approved
2/17/2021
First disbursed
3/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Central State Bank · Lender record →
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Kirby Parten, LLC in Helena, AL — $107K (2020) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$91K (85%)
Approval → funding
30 days
Approved
10/31/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by United Community Bank · Lender record →
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Who funds Innerlast — and where

Every dot is a financed Innerlast — 2 mapped.

Financed Innerlast locations — list all 2 as text

Jenness LLC — Calera · $94K · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
Kirby Parten, LLC — Helena · $107K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance

Top lenders for this brand

Most active states

1.Alabama (2 loans)Innerlast lenders in Alabama->

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Insider move

Start with the lenders above — a bank that's funded Innerlast 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Innerlast lending specialist.

Common questions

How much does a Innerlast cost to buy or open?

The typical deal for Innerlast is $107K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $12K of buyer cash on a typical deal.

How risky is Innerlast?

Innerlast has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Innerlast with an SBA loan?

Yes — Innerlast has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Innerlast franchise

Most Innerlast buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Innerlast deal financed for $107K, which points to about $12K of buyer cash on a typical purchase. Innerlast is listed in the SBA Franchise Directory (identifier S3591), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Innerlast — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Innerlast — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Innerlast — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Innerlast is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$107K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3591)
Top lenders: Central State Bank, United Community Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/innerlast
API:: https://www.capbench.com/api/public/franchises/innerlast
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Innerlast.