Automotive · lender intelligence
How to finance a Innerlast
The SBA 7(a) lenders funding the most Innerlast deals, ranked from public loan records — typical Innerlast loan about $107K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Innerlast
$107K
Typical loan
range $94K–$107K
$119K
Est. purchase price
≈ loan ÷ 90%
$15,313
Cash to close
$11,889 down + fees
$1,566/mo
Typical payment
~12.5% · 10yr
$21,611/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
30 days
Typical time to fund
2
Lenders competing
more = leverage
6.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Innerlast
Ranked by funded Innerlast loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2 loans · $0M · State Center, IAFull record →
- 2.66 loans · $68M · Milford, IAFull record →
2+ funded Innerlast deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Jenness LLC in Calera, AL — $94K (2021) · Central State Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $84K (90%)
- Approval → funding
- 12 days
- Approved
- 2/17/2021
- First disbursed
- 3/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Central State Bank · Lender record →
Your business? Claim this record · Request removal
- Kirby Parten, LLC in Helena, AL — $107K (2020) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $91K (85%)
- Approval → funding
- 30 days
- Approved
- 10/31/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Innerlast? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Innerlast businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Innerlast purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Central State Bank funds the most. CapBench is not a lender.
- $107K typical Innerlast loan
- 2 lenders fund the brand
- 30 days typical to fund
Buyers researching a Innerlast typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.