iShine Express Car Wash & Detail, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2015)

2 deals since 2020 · typical deal $2.2M

Deals since 2020

$2.2M

Typical deal

Deals since FY2025

—

Too few deals to score risk

iShine Express Car Wash & Detail has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for iShine Express Car Wash & Detail

Most iShine Express Car Wash & Detail deals financed between $190K and $2.23M. Above $2.23M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.23M

Monthly payment (10-yr): $29,227
Down payment (10%): $248K
Cash to close (all-in): $342K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$342K)

Experience

Recent financings

Mission Blvd LLC in Miami, AZ — $2.2M (2020) · purchase · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$248K
Est. cash at closing
$342K
Monthly payment
$13,066
Annual debt service
$157K
Cash flow needed (1.25×)
$196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
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SDP Auto Care LLC in Katy, TX — $190K (2020) · Texas First Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
96 mo (8 yrs)
SBA guaranteed
$143K (75%)
Approval → funding
79 days
Approved
11/13/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Car Washes
Funded by Texas First Bank · Lender record →
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Who funds iShine Express Car Wash & Detail — and where

Every dot is a financed iShine Express Car Wash & Detail — 2 mapped.

Financed iShine Express Car Wash & Detail locations — list all 2 as text

Mission Blvd LLC — Miami · $2.2M · FY2020 · Gasoline Stations with Convenience Stores
SDP Auto Care LLC — Katy · $190K · FY2020 · Car Washes

Top lenders for this brand

Most active states

1.Arizona (1 loans)
2.Texas (1 loans)

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Insider move

Start with the lenders above — a bank that's funded iShine Express Car Wash & Detail 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable iShine Express Car Wash & Detail lending specialist.

Common questions

How much does a iShine Express Car Wash & Detail cost to buy or open?

The typical deal for iShine Express Car Wash & Detail is $2.2M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $246K of buyer cash on a typical deal.

How risky is iShine Express Car Wash & Detail?

iShine Express Car Wash & Detail has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a iShine Express Car Wash & Detail with an SBA loan?

Yes — iShine Express Car Wash & Detail has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a iShine Express Car Wash & Detail franchise

Most iShine Express Car Wash & Detail buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical iShine Express Car Wash & Detail deal financed for $2.2M, which points to about $246K of buyer cash on a typical purchase. iShine Express Car Wash & Detail is listed in the SBA Franchise Directory (identifier S2015), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund iShine Express Car Wash & Detail — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for iShine Express Car Wash & Detail — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for iShine Express Car Wash & Detail — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. iShine Express Car Wash & Detail is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$2.2M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2015)
Top lenders: Ameris Bank, Texas First Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/ishine-express-car-wash-detail
API:: https://www.capbench.com/api/public/franchises/ishine-express-car-wash-detail
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with iShine Express Car Wash & Detail.