iShine Express Car Wash & Detail, by the numbers
iShine Express Car Wash & Detail appears in 2 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2015)
2 deals since 2020 · typical deal $2.2M
2
Deals since 2020
$2.2M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for iShine Express Car Wash & Detail
Most iShine Express Car Wash & Detail deals financed between $190K and $2.23M. Above $2.23M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $29,227
- Down payment (10%)
- $248K
- Cash to close (all-in)
- $342K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$342K)
Experience
Recent financings
- Mission Blvd LLC in Miami, AZ — $2.2M (2020) · purchase · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 13 days
- Approved
- 9/17/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $248K
- Est. cash at closing
- $342K
- Monthly payment
- $13,066
- Annual debt service
- $157K
- Cash flow needed (1.25×)
- $196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
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- SDP Auto Care LLC in Katy, TX — $190K (2020) · Texas First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 79 days
- Approved
- 11/13/2019
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by Texas First Bank · Lender record →
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Who funds iShine Express Car Wash & Detail — and where
Every dot is a financed iShine Express Car Wash & Detail — 2 mapped.
Financed iShine Express Car Wash & Detail locations — list all 2 as text
- Mission Blvd LLC — Miami · $2.2M · FY2020 · Gasoline Stations with Convenience Stores
- SDP Auto Care LLC — Katy · $190K · FY2020 · Car Washes
Top lenders for this brand
Most active states
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Common questions
How much does a iShine Express Car Wash & Detail cost to buy or open?
The typical deal for iShine Express Car Wash & Detail is $2.2M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $246K of buyer cash on a typical deal.
How risky is iShine Express Car Wash & Detail?
iShine Express Car Wash & Detail has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a iShine Express Car Wash & Detail with an SBA loan?
Yes — iShine Express Car Wash & Detail has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a iShine Express Car Wash & Detail franchise
Most iShine Express Car Wash & Detail buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical iShine Express Car Wash & Detail deal financed for $2.2M, which points to about $246K of buyer cash on a typical purchase. iShine Express Car Wash & Detail is listed in the SBA Franchise Directory (identifier S2015), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund iShine Express Car Wash & Detail — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for iShine Express Car Wash & Detail — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for iShine Express Car Wash & Detail — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. iShine Express Car Wash & Detail is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 2 SBA 7(a) deals since 2020
- $2.2M typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2015)
- Top lenders: Ameris Bank, Texas First Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with iShine Express Car Wash & Detail.