Jamba, by the numbers
Jamba appears in 29 SBA 7(a) loans since 2020, with a 4.76% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0897)
29 deals since 2020 · typical deal $673K · 4.76% failure rate
29
Deals since 2020
$673K
Typical deal
5
Deals since FY2025
4.76%
Failure rate (FY20–23)
What buyers pay for Jamba
Most Jamba deals financed between $447K and $860K. Above $860K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,801
- Down payment (10%)
- $75K
- Cash to close (all-in)
- $100K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
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Credit score
Available cash (you'll need ~$100K)
Experience
Recent financings
- Jamba #551 in Alhambra, CA — $1.1M (2026) · purchase · Beacon Business Bank National Association
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $810K (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $120K
- Est. cash at closing
- $165K
- Monthly payment
- $13,535
- Annual debt service
- $162K
- Cash flow needed (1.25×)
- $203K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Business Bank National Association · Lender record →
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- Coyle Investments LLC in Oakley, CA — $925K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $694K (75%)
- Approval → funding
- 52 days
- Approved
- 12/3/2024
- First disbursed
- 1/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
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- 7366259107 in Sherwood, OR — $745K (2025) · FWBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $559K (75%)
- Approval → funding
- 108 days
- Approved
- 4/8/2025
- First disbursed
- 7/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by FWBank · Lender record →
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- BlendedByBusch LLC in Plainfield, IN — $683K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $512K (75%)
- Approval → funding
- 230 days
- Approved
- 3/25/2025
- First disbursed
- 11/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- Jink Cafe Inc in Mansfield, TX — $667K (2025) · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $500K (75%)
- Approval → funding
- 29 days
- Approved
- 3/25/2025
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The American National Bank of Texas · Lender record →
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- Coleman Investments LLC in Jonesboro, AR — $992K (2024) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $744K (75%)
- Approval → funding
- 49 days
- Approved
- 9/11/2024
- First disbursed
- 10/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ACC Capital · Lender record →
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- Jamba, Cinnabon, and Auntie Anne's in Buffalo Grove, IL — $719K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $539K (75%)
- Approval → funding
- 70 days
- Approved
- 9/18/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- SLFoods LLC in Brawley, CA — $566K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 19 days
- Approved
- 2/10/2024
- First disbursed
- 2/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Cowtown Smoothies, LLC in Fort Worth, TX — $1.0M (2023) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 128 months
- SBA guaranteed
- $773K (75%)
- Approval → funding
- 192 days
- Approved
- 11/29/2022
- First disbursed
- 6/9/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
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- TREES COMPANY, LLC in Meridian, ID — $673K (2023) · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 0 days
- Approved
- 2/27/2023
- First disbursed
- 2/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Central CU · Lender record →
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Who funds Jamba — and where
Every dot is a financed Jamba — 29 mapped.
Financed Jamba locations — list all 29 as text
- MC LAB Enterprises LLC — Milwaukee · $70K · FY2021 · Limited-Service Restaurants
- MC LAB Enterprises LLC — Milwaukee · $25K · FY2021 · Limited-Service Restaurants
- Cowtown Smoothies, LLC — Fort Worth · $1.0M · FY2023 · Snack and Nonalcoholic Beverage Bars
- TREES COMPANY, LLC — Meridian · $673K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Jamba #551 — Alhambra · $1.1M · FY2026 · Snack and Nonalcoholic Beverage Bars
- BlendedByBusch LLC — Plainfield · $683K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Jink Cafe Inc — Mansfield · $667K · FY2025 · Limited-Service Restaurants
- 7366259107 — Sherwood · $745K · FY2025 · Snack and Nonalcoholic Beverage Bars
- ALL ABOUT FOODS GROUP INC — Portland · $480K · FY2020 · Limited-Service Restaurants
- ALL ABOUT FOODS GROUP INC — Portland · $860K · FY2020 · Limited-Service Restaurants
- Cowtown Smoothies, LLC — Fort Worth · $465K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Cowtown Smoothies, LLC — Fort Worth · $50K · FY2020 · Snack and Nonalcoholic Beverage Bars
- TWISTED GUMMI LLC — Medford · $800K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Socal Juices Inc. — Elk Grove · $4.3M · FY2022 · Snack and Nonalcoholic Beverage Bars
- TREES COMPANY, LLC — Nampa · $693K · FY2022 · Snack and Nonalcoholic Beverage Bars
- SLFoods LLC — Brawley · $566K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Coleman Investments LLC — Jonesboro · $992K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Jamba, Cinnabon, and Auntie Anne's — Buffalo Grove · $719K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Coyle Investments LLC — Oakley · $925K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Swirled and Twisted LLC — Leander · $547K · FY2023 · Limited-Service Restaurants
- Valley Juice Alameda, LLC — Alameda · $739K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Valley Juice Alameda, LLC — Pleasanton · $900K · FY2020 · Limited-Service Restaurants
- Valley Juice, LLC — San Francisco · $2.3M · FY2020 · Snack and Nonalcoholic Beverage Bars
- South Plains Jamba LLC — Lubbock · $280K · FY2020 · Snack and Nonalcoholic Beverage Bars
- North Texas Elite Ventures LLC — Frisco · $422K · FY2022 · Limited-Service Restaurants
- ABJJJG LLC — Cedar Park · $447K · FY2022 · Limited-Service Restaurants
- TREES COMPANY, LLC — Nampa · $446K · FY2021 · Snack and Nonalcoholic Beverage Bars
- BAILEE AND TATUM HAVE A COOL DAD LLC — Bradley Beach · $569K · FY2021 · Limited-Service Restaurants
- TREES COMPANY, LLC — Nampa · $446K · FY2021 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.Texas (8 loans)Jamba lenders in Texas->
- 2.California (7 loans)Jamba lenders in California->
- 3.Idaho (4 loans)Jamba lenders in Idaho->
- 4.Oregon (4 loans)Jamba lenders in Oregon->
- 5.Wisconsin (2 loans)Jamba lenders in Wisconsin->
- 6.Indiana (1 loans)Jamba lenders in Indiana->
- 7.Arkansas (1 loans)Jamba lenders in Arkansas->
- 8.Illinois (1 loans)Jamba lenders in Illinois->
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Common questions
How much does a Jamba cost to buy or open?
The typical deal for Jamba is $673K across 29 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $74K of buyer cash on a typical deal.
How risky is Jamba?
4.76% of Jamba's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Jamba with an SBA loan?
Yes — Jamba has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Jamba franchise
Most Jamba buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Jamba deal financed for $673K, which points to about $74K of buyer cash on a typical purchase. Jamba is listed in the SBA Franchise Directory (identifier S0897), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Jamba — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Jamba — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Jamba — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Jamba is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 29 SBA 7(a) deals since 2020
- $673K typical deal
- 5 deals since FY2025
- 4.76% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S0897)
- Top lenders: United Community Bank, Idaho Central CU, BMO Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Jamba.