Food & Restaurants · lender intelligence
How to finance a Jamba
The SBA 7(a) lenders funding the most Jamba deals, ranked from public loan records — typical Jamba loan about $673K, 4.76% failure rate across 29 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Jamba
$673K
Typical loan
range $447K–$860K
$748K
Est. purchase price
≈ loan ÷ 90%
$100,016
Cash to close
$74,778 down + fees
$8,708/mo
Typical payment
~9.5% · 10yr
$120,170/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
40 days
Typical time to fund
18
Lenders competing
more = leverage
7.71%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Jamba
Ranked by funded Jamba loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.66 loans · $68M · Milford, IAFull record →
- 2.54 loans · $22M · Chubbuck, IDFull record →
- 3.16 loans · $18M · Chicago, ILFull record →
- 4.242 loans · $281M · Chicago, ILFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.3 loans · $2M · Atlanta, GAFull record →
- 7.7 loans · $3M · Walnut Creek, CAFull record →
- 8.4 loans · $8M · San Francisco, CAFull record →
- 9.149 loans · $135M · Mukwonago, WIFull record →
- 10.8 loans · $3M · Terrell, TXFull record →
- 11.26 loans · $42M · Chicago, ILFull record →
- 12.21 loans · $11M · Little Rock, ARFull record →
- 13.40 loans · $42M · Englewood Cliffs, NJFull record →
- 14.7 loans · $3M · Humble, TXFull record →
- 15.7 loans · $4M · Round Rock, TXFull record →
29+ funded Jamba deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Jamba #551 in Alhambra, CA — $1.1M (2026) · purchase · Beacon Business Bank National Association
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $810K (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $120K
- Est. cash at closing
- $165K
- Monthly payment
- $13,535
- Annual debt service
- $162K
- Cash flow needed (1.25×)
- $203K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Business Bank National Association · Lender record →
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- Coyle Investments LLC in Oakley, CA — $925K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $694K (75%)
- Approval → funding
- 52 days
- Approved
- 12/3/2024
- First disbursed
- 1/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
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- 7366259107 in Sherwood, OR — $745K (2025) · FWBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $559K (75%)
- Approval → funding
- 108 days
- Approved
- 4/8/2025
- First disbursed
- 7/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by FWBank · Lender record →
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- BlendedByBusch LLC in Plainfield, IN — $683K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $512K (75%)
- Approval → funding
- 230 days
- Approved
- 3/25/2025
- First disbursed
- 11/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- Jink Cafe Inc in Mansfield, TX — $667K (2025) · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $500K (75%)
- Approval → funding
- 29 days
- Approved
- 3/25/2025
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The American National Bank of Texas · Lender record →
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- Coleman Investments LLC in Jonesboro, AR — $992K (2024) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $744K (75%)
- Approval → funding
- 49 days
- Approved
- 9/11/2024
- First disbursed
- 10/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ACC Capital · Lender record →
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- Jamba, Cinnabon, and Auntie Anne's in Buffalo Grove, IL — $719K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $539K (75%)
- Approval → funding
- 70 days
- Approved
- 9/18/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- SLFoods LLC in Brawley, CA — $566K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 19 days
- Approved
- 2/10/2024
- First disbursed
- 2/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Cowtown Smoothies, LLC in Fort Worth, TX — $1.0M (2023) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 128 months
- SBA guaranteed
- $773K (75%)
- Approval → funding
- 192 days
- Approved
- 11/29/2022
- First disbursed
- 6/9/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
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- TREES COMPANY, LLC in Meridian, ID — $673K (2023) · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 0 days
- Approved
- 2/27/2023
- First disbursed
- 2/27/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Central CU · Lender record →
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- Swirled and Twisted LLC in Leander, TX — $547K (2023) · Craft Bank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $410K (75%)
- Approval → funding
- 14 days
- Approved
- 7/6/2023
- First disbursed
- 7/20/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Craft Bank · Lender record →
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- Socal Juices Inc. in Elk Grove, CA — $4.3M (2022) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 6.5% variable
- Term
- 126 months
- SBA guaranteed
- $3.3M (75%)
- Approved
- 7/14/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Luminate Bank
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- TWISTED GUMMI LLC in Medford, OR — $800K (2022) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 98 months
- SBA guaranteed
- $600K (75%)
- Approval → funding
- 190 days
- Approved
- 5/23/2022
- First disbursed
- 11/29/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
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- TREES COMPANY, LLC in Nampa, ID — $693K (2022) · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $520K (75%)
- Approval → funding
- 0 days
- Approved
- 9/29/2022
- First disbursed
- 9/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Central CU · Lender record →
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- ABJJJG LLC in Cedar Park, TX — $447K (2022) · R Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $335K (75%)
- Approval → funding
- 5 days
- Approved
- 3/23/2022
- First disbursed
- 3/28/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by R Bank · Lender record →
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- North Texas Elite Ventures LLC in Frisco, TX — $422K (2022) · Craft Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 87 months
- SBA guaranteed
- $317K (75%)
- Approval → funding
- 5 days
- Approved
- 10/26/2021
- First disbursed
- 10/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Craft Bank · Lender record →
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- BAILEE AND TATUM HAVE A COOL DAD LLC in Bradley Beach, NJ — $569K (2021) · Fountainhead SBF LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $512K (90%)
- Approved
- 8/31/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Fountainhead SBF LLC
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- TREES COMPANY, LLC in Nampa, ID — $446K (2021) · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $401K (90%)
- Approved
- 8/2/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Central CU · Lender record →
Your business? Claim this record · Request removal
- TREES COMPANY, LLC in Nampa, ID — $446K (2021) · Idaho Central CU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $401K (90%)
- Approval → funding
- 3 days
- Approved
- 9/27/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Central CU · Lender record →
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- MC LAB Enterprises LLC in Milwaukee, WI — $70K (2021) · BMO Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $53K (75%)
- Approved
- 6/7/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by BMO Bank National Association · Lender record →
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Buying a Jamba? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Jamba businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jamba purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Community Bank funds the most. CapBench is not a lender.
- $673K typical Jamba loan
- 4.76% failure rate (FY20–23)
- 18 lenders fund the brand
- 40 days typical to fund
Buyers researching a Jamba typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.