Kids 'R' Kids, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0944)
21 deals since 2020 · typical deal $1.7M
21
Deals since 2020
$1.7M
Typical deal
6
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Kids 'R' Kids
Most Kids 'R' Kids deals financed between $580K and $4.89M. Above $4.89M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $22,856
- Down payment (10%)
- $194K
- Cash to close (all-in)
- $267K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$267K)
Experience
Recent financings
- PrimeSteps Academy, LLC in Prosper, TX — $5.0M (2026) · purchase · Bankwell Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/9/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $38,591
- Annual debt service
- $463K
- Cash flow needed (1.25×)
- $579K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bankwell Bank · Lender record →
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- Little Sprouts Learning, LLC in North Brunswick, NJ — $1.6M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 21 days
- Approved
- 1/16/2026
- First disbursed
- 2/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Child and Youth Services
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $178K
- Est. cash at closing
- $244K
- Monthly payment
- $19,202
- Annual debt service
- $230K
- Cash flow needed (1.25×)
- $288K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- VIHAAN AAVYA INC. in Chester, VA — $775K (2026) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $581K (75%)
- Approved
- 3/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
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- Great Learning Corp. in Allen, TX — $4.9M (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.7M (75%)
- Approval → funding
- 3 days
- Approved
- 10/8/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Readycap Lending, LLC · Lender record →
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- VAGHEESHA, LLC in Irving, TX — $970K (2025) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $728K (75%)
- Approval → funding
- 42 days
- Approved
- 11/6/2024
- First disbursed
- 12/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $108K
- Est. cash at closing
- $148K
- Monthly payment
- $11,769
- Annual debt service
- $141K
- Cash flow needed (1.25×)
- $177K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
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- MAAY DAYCARE INC. in Orlando, FL — $500K (2025) · purchase · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 28 days
- Approved
- 11/8/2024
- First disbursed
- 12/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,334
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- VRISE, INC. in Frisco, TX — $4.0M (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.0M (75%)
- Approval → funding
- 11 days
- Approved
- 2/15/2024
- First disbursed
- 2/26/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Readycap Lending, LLC · Lender record →
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- Bunty LLC in Sugar Land, TX — $580K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $435K (75%)
- Approval → funding
- 3 days
- Approved
- 4/23/2024
- First disbursed
- 4/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 39
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $644K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $7,908
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kids R Kids Texas #80 in Houston, TX — $498K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 470 days
- Approved
- 3/13/2024
- First disbursed
- 6/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- Bunty LLC in Sugar Land, TX — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 4 days
- Approved
- 4/26/2024
- First disbursed
- 4/30/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
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Who funds Kids 'R' Kids — and where
Every dot is a financed Kids 'R' Kids — 19 mapped.
Financed Kids 'R' Kids locations — list all 19 as text
- Silverom Enterprises, LLC — Tomball · $250K · FY2021 · Child Day Care Services
- Aquariscorp, LLC — Carrollton · $5.0M · FY2023 · Child Care Services
- Bunty LLC — Sugar Land · $50K · FY2024 · Child Care Services
- PrimeSteps Academy, LLC — Prosper · $5.0M · FY2026 · Child Care Services
- VIHAAN AAVYA INC. — Chester · $775K · FY2026 · Child Care Services
- JDM Learning LLC — Lincoln · $4.1M · FY2020 · Child Day Care Services
- VRISE, INC. — Frisco · $4.0M · FY2024 · Child Care Services
- Kids R Kids Texas #80 — Houston · $498K · FY2024 · Child Care Services
- Bunty LLC — Sugar Land · $580K · FY2024 · Child Care Services
- Great Learning Corp. — Allen · $4.9M · FY2025 · Child Care Services
- VAGHEESHA, LLC — Irving · $970K · FY2025 · Child Care Services
- MAAY DAYCARE INC. — Orlando · $500K · FY2025 · Child Care Services
- Kanz Lakeshore Management, LLC — Houston · $5.0M · FY2023 · Child Care Services
- SCMc3, Inc. — Stilwell · $1.7M · FY2020 · Child Day Care Services
- Benipal Investments LLC — Richmond · $3.8M · FY2020 · Child Day Care Services
- KART Operating LLC — Arlington · $5.0M · FY2022 · Child Day Care Services
- Elinks Education Corp — Roswell · $2.9M · FY2021 · Child Day Care Services
- Early Milestones, LLC — Sioux Falls · $553K · FY2021 · Child Day Care Services
- SHFK III, LLC — Kingwood · $5.0M · FY2021 · Child and Youth Services
Top lenders for this brand
Most active states
- 1.Texas (13 loans)
- 2.New Jersey (2 loans)
- 3.Virginia (1 loans)
- 4.Nebraska (1 loans)
- 5.Florida (1 loans)
- 6.Kansas (1 loans)
- 7.Georgia (1 loans)
- 8.South Dakota (1 loans)
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Common questions
How much does a Kids 'R' Kids cost to buy or open?
The typical deal for Kids 'R' Kids is $1.7M across 21 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $192K of buyer cash on a typical deal.
How risky is Kids 'R' Kids?
Kids 'R' Kids has 21 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Kids 'R' Kids with an SBA loan?
Yes — Kids 'R' Kids has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Kids 'R' Kids franchise
Most Kids 'R' Kids buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Kids 'R' Kids deal financed for $1.7M, which points to about $192K of buyer cash on a typical purchase. Kids 'R' Kids is listed in the SBA Franchise Directory (identifier S0944), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Kids 'R' Kids — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Kids 'R' Kids — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Kids 'R' Kids — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Kids 'R' Kids is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 21 SBA 7(a) deals since 2020
- $1.7M typical deal
- 6 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S0944)
- Top lenders: Live Oak Banking Company, The Huntington National Bank, Bank Five Nine
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Kids 'R' Kids.