Koala Insulation, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4823)
91 deals since 2020 · typical deal $251K · 7.04% failure rate
91
Deals since 2020
$251K
Typical deal
10
Deals since FY2025
7.04%
Failure rate (FY20–23)
What buyers pay for Koala Insulation
Most Koala Insulation deals financed between $147K and $343K. Above $343K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,488
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- Koala Insulation of Pearland in Pearland, TX — $650K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approved
- 1/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Drywall and Insulation Contractors
Funded by Readycap Lending, LLC · Lender record →
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- Koala Insulation of Washington DC in Silver Spring, MD — $625K (2026) · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 35 days
- Approved
- 11/13/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by First Merchants Bank · Lender record →
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- Koala Insulation of Central Atlanta in Atlanta, GA — $550K (2026) · purchase · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 30 days
- Approved
- 12/1/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Drywall and Insulation Contractors
If you were the buyer here
- Est. deal size
- $611K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $7,268
- Annual debt service
- $87K
- Cash flow needed (1.25×)
- $109K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
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- PNandN Inc in Lakeland, FL — $390K (2026) · iTHINK Financial CU
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $293K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by iTHINK Financial CU
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- ACLR8 Home Services Inc. in Hutto, TX — $270K (2026) · purchase · R Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 26 days
- Approved
- 1/30/2026
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Other Services to Buildings and Dwellings
If you were the buyer here
- Est. deal size
- $300K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $3,384
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by R Bank · Lender record →
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- LAB Home Holdings LLC in Las Vegas, NV — $499K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 16 days
- Approved
- 3/25/2025
- First disbursed
- 4/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by Magnifi Financial CU · Lender record →
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- YARRINGTON SERVICES INCORPORATED in Ann Arbor, MI — $444K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $333K (75%)
- Approval → funding
- 5 days
- Approved
- 2/27/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by Magnifi Financial CU · Lender record →
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- AAAA to Z Factory Inc in Broadview Heights, OH — $200K (2025) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 21 days
- Approved
- 12/17/2024
- First disbursed
- 1/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by Leader Bank, National Association · Lender record →
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- 6035 Insulation LLC in Colorado Springs, CO — $135K (2025) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $115K (85%)
- Approval → funding
- 6 days
- Approved
- 5/7/2025
- First disbursed
- 5/13/2025
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Drywall and Insulation Contractors
Funded by Zions Bank, A Division of · Lender record →
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- 6035 Insulation LLC in Colorado Springs, CO — $14K (2025) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $7K (50%)
- Approval → funding
- 7 days
- Approved
- 5/7/2025
- First disbursed
- 5/14/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Drywall and Insulation Contractors
Funded by Zions Bank, A Division of · Lender record →
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Who funds Koala Insulation — and where
Every dot is a financed Koala Insulation — 91 mapped.
Financed Koala Insulation locations — list all 91 as text
- SEVY MANAGEMENT GROUP, LLC — Coral Springs · $150K · FY2021 · Drywall and Insulation Contractors
- DeBusk Ventures Inc. — Kennesaw · $307K · FY2021 · Drywall and Insulation Contractors
- Christopher J. Pfanstiel Holdings, Inc. — Mcmurray · $150K · FY2021 · Roofing, Siding, and Insulation Material Merchant Wholesaler
- Bamwich LLC — Atlanta · $350K · FY2021 · Drywall and Insulation Contractors
- Carolina Thrive Inc — Charlotte · $150K · FY2021 · Roofing, Siding, and Insulation Material Merchant Wholesaler
- Macadoo Enterprises, Inc. — Atlanta · $150K · FY2021 · Drywall and Insulation Contractors
- Mach 4, LLC — Fairhope · $259K · FY2021 · Drywall and Insulation Contractors
- Central Insulation LLC — Saint Louis · $338K · FY2021 · Drywall and Insulation Contractors
- Iron Leaf Insulation LLC — Englewood · $415K · FY2021 · Drywall and Insulation Contractors
- AC Insulation, Co. — Westerville · $150K · FY2021 · Roofing, Siding, and Insulation Material Merchant Wholesaler
- My925 Ventures Inc. — Cypress · $147K · FY2021 · Drywall and Insulation Contractors
- Lakeshore Investments of Wisconsin, LLC — Cedar Grove · $184K · FY2021 · Drywall and Insulation Contractors
- The Valve Group, Inc. — Austin · $148K · FY2021 · Drywall and Insulation Contractors
- Goldfinch, Inc. — Canton · $150K · FY2021 · Drywall and Insulation Contractors
- Kurth Holdings, LLC — Minnetonka · $335K · FY2021 · Drywall and Insulation Contractors
- CK Insulation Services, LLC — Auburn · $150K · FY2021 · Drywall and Insulation Contractors
- Insulation of South Florida, Inc. — Jupiter · $339K · FY2021 · Drywall and Insulation Contractors
- KWICK & CO LLC — Orlando · $350K · FY2021 · Drywall and Insulation Contractors
- KC Insulation, LLC — Kansas City · $360K · FY2021 · Drywall and Insulation Contractors
- NCLJ ENTERPRISES, INC. — Hickory · $343K · FY2023 · Drywall and Insulation Contractors
- Madison & Nova Corporation — Suprise · $25K · FY2023 · Drywall and Insulation Contractors
- Madison & Nova Corporation — Suprise · $349K · FY2023 · Drywall and Insulation Contractors
- Herrington Home Services Inc. — Lafayette · $272K · FY2023 · All Other Specialty Trade Contractors
- Herrington Home Services Inc. — Lafayette · $25K · FY2023 · All Other Specialty Trade Contractors
- BENDERS INSULATION SERVICES LLC — North Canton · $210K · FY2023 · Electrical Contractors and Other Wiring Installation Contrac
- BLAIR AG AND INSULATION — Wingate · $30K · FY2023 · Drywall and Insulation Contractors
- BLAIR AG AND INSULATION — Wingate · $252K · FY2023 · Drywall and Insulation Contractors
- AMBA Home Services Corp. — Hightstown · $345K · FY2024 · Drywall and Insulation Contractors
- AMBA Home Services Corp. — Hightstown · $50K · FY2024 · Drywall and Insulation Contractors
- Koala Insulation of Washington DC — Silver Spring · $625K · FY2026 · Drywall and Insulation Contractors
- Koala Insulation of Central Atlanta — Atlanta · $550K · FY2026 · Drywall and Insulation Contractors
- Koala Insulation of Pearland — Pearland · $650K · FY2026 · Drywall and Insulation Contractors
- ACLR8 Home Services Inc. — Hutto · $270K · FY2026 · Other Services to Buildings and Dwellings
- PNandN Inc — Lakeland · $390K · FY2026 · Drywall and Insulation Contractors
- LAB Home Holdings LLC — Las Vegas · $499K · FY2025 · Drywall and Insulation Contractors
- 6035 Insulation LLC — Colorado Springs · $135K · FY2025 · Drywall and Insulation Contractors
- 6035 Insulation LLC — Colorado Springs · $14K · FY2025 · Drywall and Insulation Contractors
- Koala Insulation of Gateway West — St. Charles · $348K · FY2021 · Drywall and Insulation Contractors
- Insulation of Southeast Charlotte, L.L.C. — Matthews · $150K · FY2021 · Roofing, Siding, and Insulation Material Merchant Wholesaler
- Burson Insulation Services Corporation — Mangham · $150K · FY2021 · Drywall and Insulation Contractors
- Brill Inc. — Chesterfield Township · $349K · FY2022 · Drywall and Insulation Contractors
- Isothermal Enterprises LLC — Geismar · $323K · FY2022 · Drywall and Insulation Contractors
- Lotus & The Rooster Holdings Company — Carlisle · $266K · FY2022 · Drywall and Insulation Contractors
- Lotus & The Rooster Holdings LLC — Carlisle · $50K · FY2022 · Drywall and Insulation Contractors
- Blalock Ventures, Inc. — Fernandina Beach · $40K · FY2022 · Drywall and Insulation Contractors
- Blalock Ventures, Inc. — Fernandina Beach · $224K · FY2022 · Drywall and Insulation Contractors
- M & J Applications Inc — Grove City · $280K · FY2022 · Drywall and Insulation Contractors
- M & J Applications Inc — Grove City · $50K · FY2022 · Drywall and Insulation Contractors
- Marshall & Warren, LLC — Denver · $316K · FY2022 · Drywall and Insulation Contractors
- Marshall & Warren, LLC — Denver · $30K · FY2022 · Drywall and Insulation Contractors
- Comfy Homes LLC — Manchester · $250K · FY2022 · Drywall and Insulation Contractors
- Horizon496, Inc. — South Glastonbury · $40K · FY2022 · Drywall and Insulation Contractors
- Horizon496, Inc. — South Glastonbury · $303K · FY2022 · Drywall and Insulation Contractors
- Insulation Professionals Inc — Hugo · $248K · FY2022 · Drywall and Insulation Contractors
- Insulation Professionals Inc — Hugo · $40K · FY2022 · Drywall and Insulation Contractors
- Morley Insulation, Inc. — Denver · $299K · FY2022 · Drywall and Insulation Contractors
- Koala Insulation of the Space Coast — Palm Bay · $624K · FY2024 · Drywall and Insulation Contractors
- SMART INSULATION LMDS, INC. — Corning · $15K · FY2024 · Drywall and Insulation Contractors
- Mulford Holdings, Inc. — Santa Monica · $480K · FY2024 · Drywall and Insulation Contractors
- Mulford Holdings, Inc. — Santa Monica · $40K · FY2024 · Drywall and Insulation Contractors
- Myinsulationco, LLC — Statham · $286K · FY2024 · Drywall and Insulation Contractors
- Energy Efficiency Solutions Inc. — Morganville · $319K · FY2024 · Drywall and Insulation Contractors
- Energy Efficiency Solutions Inc. — Morganville · $50K · FY2024 · Drywall and Insulation Contractors
- DDT Holdings LLC — Rogers · $280K · FY2024 · Drywall and Insulation Contractors
- AAAA to Z Factory Inc — Broadview Heights · $200K · FY2025 · Drywall and Insulation Contractors
- YARRINGTON SERVICES INCORPORATED — Ann Arbor · $444K · FY2025 · Drywall and Insulation Contractors
- M Vogel LLC — Saint Petersburg · $370K · FY2023 · Drywall and Insulation Contractors
- That Navy Family LLC — Saint Augustine · $350K · FY2023 · Drywall and Insulation Contractors
- That Navy Family LLC — Saint Augustine · $40K · FY2023 · Drywall and Insulation Contractors
- RG Home Services Inc — Gamer · $333K · FY2023 · Drywall and Insulation Contractors
- RG Home Services Inc — Gamer · $40K · FY2023 · Drywall and Insulation Contractors
- Two Scooters, Inc. — New Bern · $334K · FY2023 · Other Building Finishing Contractors
- Yellow Wood, Inc. — Denver · $150K · FY2022 · Building Inspection Services
- The Hadderek Group, LLC — Hoover · $335K · FY2022 · Drywall and Insulation Contractors
- HdR II Corp. — Porter · $150K · FY2022 · Drywall and Insulation Contractors
- FHL Construction LLC — Tampa · $240K · FY2022 · Drywall and Insulation Contractors
- FHL Construction LLC — Tampa · $50K · FY2022 · Drywall and Insulation Contractors
- BEMM SERVICES INC. — Granger · $150K · FY2021 · Drywall and Insulation Contractors
- RAS Ventures, LLC — Plain City · $320K · FY2021 · Drywall and Insulation Contractors
- RAS Ventures, LLC — Plain City · $25K · FY2021 · Drywall and Insulation Contractors
- Steinke Investments NC LLC — Raleigh · $150K · FY2021 · Drywall and Insulation Contractors
- Greensulate KC, LLC — Overland Park · $360K · FY2021 · Drywall and Insulation Contractors
- Very Good Home Services LLC — Erda · $300K · FY2021 · Drywall and Insulation Contractors
- Jammer and Sons, Inc. — Kentwood · $50K · FY2021 · Drywall and Insulation Contractors
- Jammer and Sons, Inc. — Kentwood · $349K · FY2021 · Drywall and Insulation Contractors
- Krespin Enterprise Inc. — Kings Mountain · $150K · FY2021 · Drywall and Insulation Contractors
- MIAMI INSULATION SOLUTIONS, INC. — Coral Gables · $350K · FY2021 · Drywall and Insulation Contractors
- MCS&L Insulation of Indy, LLC — Indianapolis · $251K · FY2021 · Drywall and Insulation Contractors
- MCS&L Insulation of Indy, LLC — Indianapolis · $20K · FY2021 · Drywall and Insulation Contractors
- Tri-City Insulation of Midland, LLC — Midland · $349K · FY2021 · Drywall and Insulation Contractors
- Tri-City Insulation of Midland, LLC — Midland · $25K · FY2021 · Drywall and Insulation Contractors
Top lenders for this brand
Most active states
- 1.Florida (13 loans)
- 2.North Carolina (8 loans)
- 3.Colorado (7 loans)
- 4.Texas (7 loans)
- 5.Ohio (6 loans)
- 6.Michigan (6 loans)
- 7.Georgia (5 loans)
- 8.Pennsylvania (5 loans)
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Common questions
How much does a Koala Insulation cost to buy or open?
The typical deal for Koala Insulation is $251K across 91 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Koala Insulation?
7.04% of Koala Insulation's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Koala Insulation with an SBA loan?
Yes — Koala Insulation has been SBA-financed 10 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Koala Insulation franchise
Most Koala Insulation buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Koala Insulation deal financed for $251K, which points to about $28K of buyer cash on a typical purchase. Koala Insulation is listed in the SBA Franchise Directory (identifier S4823), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Koala Insulation — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Koala Insulation — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Koala Insulation — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Koala Insulation is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 91 SBA 7(a) deals since 2020
- $251K typical deal
- 10 deals since FY2025
- 7.04% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S4823)
- Top lenders: The Huntington National Bank, United Midwest Savings Bank National Association, SouthState Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Koala Insulation.