Skip to main content
← All franchisesClaim this listing

Learning Express, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0991)

7 deals since 2020 · typical deal $339K

7

Deals since 2020

$339K

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

Learning Express has 7 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Learning Express

Most Learning Express deals financed between $240K and $740K. Above $740K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,718
Down payment (10%)
$38K
Cash to close (all-in)
$50K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$50K)

Experience

Recent financings

  • Toys of Cary LLC in Cary, NC — $1.0M (2024) · purchase · SouthState Bank, National Association
  • Reigning Toys LLC in Atlanta, GA — $480K (2023) · Pinnacle Bank
  • Laine 48 Toys, LLC in Andover, MA — $240K (2023) · Eastern Bank
  • TADA Toys 2, LLC in Newtown, PA — $339K (2022) · Bank of America, National Association
  • TADA Toys, LLC in Richboro, PA — $305K (2022) · Bank of America, National Association
  • Wheezy's Holdings, Inc. in Milton, GA — $740K (2021) · purchase · United Community Bank
  • Wheezy's Holdings, Inc. in Milton, GA — $150K (2021) · purchase · United Community Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Learning Express?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Learning Express brand mark

Who funds Learning Express — and where

Every dot is a financed Learning Express — 7 mapped.

Financed Learning Express locations — list all 7 as text

Top lenders for this brand

  1. 1.Bank of America, National Association(2)
  2. 2.United Community Bank(2)
  3. 3.SouthState Bank, National Association(1)
  4. 4.Eastern Bank(1)
  5. 5.Pinnacle Bank(1)

Most active states

  1. 1.Georgia (3 loans)
  2. 2.Pennsylvania (2 loans)
  3. 3.North Carolina (1 loans)
  4. 4.Massachusetts (1 loans)

Represent Learning Express?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a Learning Express cost to buy or open?

The typical deal for Learning Express is $339K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $37K of buyer cash on a typical deal.

How risky is Learning Express?

Learning Express has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Learning Express with an SBA loan?

Yes — Learning Express has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Learning Express franchise

Most Learning Express buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Learning Express deal financed for $339K, which points to about $37K of buyer cash on a typical purchase. Learning Express is listed in the SBA Franchise Directory (identifier S0991), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Learning Express — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Learning Express — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Learning Express — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Learning Express is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 7 SBA 7(a) deals since 2020
  • $339K typical deal
  • 0 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0991)
  • Top lenders: Bank of America, National Association, United Community Bank, SouthState Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/learning-express
API:
https://www.capbench.com/api/public/franchises/learning-express
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Learning Express?

Five minutes with a specialist who's seen Learning Express deals close answers more than an hour of searching. Free, usually same-day.

Represent Learning Express?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Learning Express.

Scroll