Liberty Tax Service, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1005)
29 deals since 2020 · typical deal $370K · 10.53% failure rate
29
Deals since 2020
$370K
Typical deal
8
Deals since FY2025
10.53%
Failure rate (FY20–23)
What buyers pay for Liberty Tax Service
Most Liberty Tax Service deals financed between $126K and $742K. Above $742K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,838
- Down payment (10%)
- $41K
- Cash to close (all-in)
- $55K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$55K)
Experience
Recent financings
- McKinney & Wolcowitz CPA PA in Inverness, FL — $2.0M (2026) · Cross River Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 29 days
- Approved
- 12/24/2025
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by Cross River Bank · Lender record →
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- Alden Street Advisory LLC in Maryville, TN — $473K (2026) · purchase · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $355K (75%)
- Approval → funding
- 8 days
- Approved
- 1/22/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Tax Preparation Services
If you were the buyer here
- Est. deal size
- $526K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $6,056
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
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- Emerald Tax & Accounting Solutions, LLC in Asheboro, NC — $473K (2026) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $354K (75%)
- Approval → funding
- 27 days
- Approved
- 12/4/2025
- First disbursed
- 12/31/2025
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Tax Preparation Services
If you were the buyer here
- Est. deal size
- $525K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $6,244
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
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- HAPPY TAX RETURNS LLC in Richmond, VA — $60K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approval → funding
- 43 days
- Approved
- 11/18/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by Manufacturers and Traders Trust Company · Lender record →
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- VFM LLC in Myrtle Beach, SC — $449K (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $337K (75%)
- Approval → funding
- 34 days
- Approved
- 2/6/2025
- First disbursed
- 3/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by TD Bank, National Association · Lender record →
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- HAPPY TAX RETURNS LLC in Richmond, VA — $150K (2025) · Lendistry SBLC, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 12/5/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by Lendistry SBLC, LLC · Lender record →
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- Lee Martin Development LLC in Columbus, OH — $55K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $28K (50%)
- Approved
- 8/5/2025
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by The Huntington National Bank · Lender record →
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- Aarna Enterprise, LLC in Mount Pocono, PA — $25K (2025) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 3/10/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by TD Bank, National Association · Lender record →
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- ZK TAX LLC in Rapid City, SD — $1.1M (2024) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $833K (75%)
- Approval → funding
- 70 days
- Approved
- 9/27/2024
- First disbursed
- 12/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Tax Preparation Services
Funded by U.S. Bank, National Association · Lender record →
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- Walnut Creek Enterprises LLC in Frisco, TX — $695K (2024) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 118 months
- SBA guaranteed
- $521K (75%)
- Approval → funding
- 16 days
- Approved
- 6/11/2024
- First disbursed
- 6/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Tax Preparation Services
Funded by The Bancorp Bank National Association · Lender record →
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Who funds Liberty Tax Service — and where
Every dot is a financed Liberty Tax Service — 29 mapped.
Financed Liberty Tax Service locations — list all 29 as text
- SJCB Enterprises LLC — Groveland · $370K · FY2021 · Tax Preparation Services
- Liberty Tax Service — Independence · $742K · FY2021 · Tax Preparation Services
- Serious Business Solutions LLC — Evansville · $225K · FY2023 · Tax Preparation Services
- BOJONGO CPAS & ADVISORY PLLC — Dallas · $126K · FY2023 · Tax Preparation Services
- Walnut Creek Enterprises LLC — Frisco · $695K · FY2024 · Tax Preparation Services
- Lee Martin Development LLC — Columbus · $55K · FY2025 · Tax Preparation Services
- HAPPY TAX RETURNS LLC — Richmond · $60K · FY2026 · Tax Preparation Services
- Emerald Tax & Accounting Solutions, LLC — Asheboro · $473K · FY2026 · Tax Preparation Services
- McKinney & Wolcowitz CPA PA — Inverness · $2.0M · FY2026 · Tax Preparation Services
- Alden Street Advisory LLC — Maryville · $473K · FY2026 · Tax Preparation Services
- G-QTS INC — Saint Petersburg · $298K · FY2020 · Tax Preparation Services
- Liberty Tax Service — Lakeland · $1.1M · FY2020 · Tax Preparation Services
- TAIT BUSINESS GROUP LLC — Bartow · $125K · FY2021 · Tax Preparation Services
- Liberty Tax Service — Appleton · $49K · FY2022 · Tax Preparation Services
- Concelium, LLC — Charlotte · $659K · FY2022 · Tax Preparation Services
- FLORIAN'S TAX SERVICES CORP — Bronx · $25K · FY2022 · Tax Preparation Services
- ZK TAX LLC — Rapid City · $1.1M · FY2024 · Tax Preparation Services
- HAPPY TAX RETURNS LLC — Richmond · $150K · FY2025 · Tax Preparation Services
- VFM LLC — Myrtle Beach · $449K · FY2025 · Tax Preparation Services
- Aarna Enterprise, LLC — Mount Pocono · $25K · FY2025 · Private Mail Centers
- SCB LLC — Tucson · $344K · FY2020 · Tax Preparation Services
- Liberty Tax Services — Bronx · $1.0M · FY2020 · Tax Preparation Services
- Demetress corporation — Brooklyn · $1.3M · FY2020 · Tax Preparation Services
- DanFam Enterprises LLC — Stanley · $150K · FY2020 · Tax Preparation Services
- Paraga LLC — Sacramento · $1.1M · FY2022 · Travel Agencies
- INDEPENDENCE CAPITAL & HOLDINGS LLC — Anna · $441K · FY2021 · Tax Preparation Services
- Walnut Creek Enterprises LLC — Oklahoma City · $807K · FY2021 · Tax Preparation Services
- KC Financial L.L.C. — Sanford · $350K · FY2021 · Tax Preparation Services
- SEJ FINANCIALS LLC — Wilmington · $100K · FY2022 · Tax Preparation Services
Top lenders for this brand
Most active states
- 1.Florida (5 loans)
- 2.North Carolina (4 loans)
- 3.Texas (3 loans)
- 4.New York (3 loans)
- 5.Virginia (2 loans)
- 6.Missouri (1 loans)
- 7.Indiana (1 loans)
- 8.Ohio (1 loans)
Represent Liberty Tax Service?
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Common questions
How much does a Liberty Tax Service cost to buy or open?
The typical deal for Liberty Tax Service is $370K across 29 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $41K of buyer cash on a typical deal.
How risky is Liberty Tax Service?
10.53% of Liberty Tax Service's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Liberty Tax Service with an SBA loan?
Yes — Liberty Tax Service has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Liberty Tax Service franchise
Most Liberty Tax Service buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Liberty Tax Service deal financed for $370K, which points to about $41K of buyer cash on a typical purchase. Liberty Tax Service is listed in the SBA Franchise Directory (identifier S1005), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Liberty Tax Service — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Liberty Tax Service — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Liberty Tax Service — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Liberty Tax Service is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 29 SBA 7(a) deals since 2020
- $370K typical deal
- 8 deals since FY2025
- 10.53% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1005)
- Top lenders: First Bank, TD Bank, National Association, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Liberty Tax Service.