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Lender record

Cross River Bank

The real lending record — every figure from funded deals. HQ: 2115 Linwood Ave, Fort Lee, NJ. 2 branches.

127

Recent deals (FY20+)

$950K

Typical deal

23 days

Approval → funding

1.1%

Failure rate (FY20–23)

Where Cross River Bank lends

Deals Cross River Bank funded — list all 118 as text

Deal profile

Most Cross River Bank deals land between $350K and $2.3M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Other Construction Material Merchant Wholesalers (7)
  2. 2.Other Direct Selling Establishments (7)
  3. 3.Electronic Shopping and Mail-Order Houses (6)
  4. 4.All Other Specialty Trade Contractors (5)
  5. 5.Jewelry, Watch, Precious Stone, and Precious Metal Merchant (4)
  6. 6.Funeral Homes and Funeral Services (4)
  7. 7.Interior Design Services (4)
  8. 8.Other Miscellaneous Durable Goods Merchant Wholesalers (3)

Most active states

  1. 1.New York (62 deals)
  2. 2.New Jersey (35 deals)
  3. 3.Florida (15 deals)
  4. 4.California (3 deals)
  5. 5.North Carolina (3 deals)
  6. 6.Texas (2 deals)
  7. 7.Washington (2 deals)
  8. 8.Michigan (2 deals)
  9. 9.South Carolina (1 deals)
  10. 10.Connecticut (1 deals)

Franchises they finance most

Liberty Tax Service

1 deals

The Grounds Guys

1 deals

Can Cross River Bank fund you? The bank behind the loans

Total assets

$8.7B

▲ 8.1% vs prior quarter

Deposits on hand

$6.7B

▲ 8.7% vs prior quarter

Loans outstanding

$5.6B

▲ 9% vs prior quarter

Net income (latest qtr)

$11.5M

  • •An active SBA program (~0.6% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Cross River Bank more SBA-focused than 69% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.55% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Cross River Bank branch (2)

Cross River BankMain office2115 Linwood AveFort Lee, NJ 07024 · since 2008

Delaware Branch1000 N West StWilmington, DE 19801 · since 2026

Branch data: FDIC BankFind.

Recent deals

  • USA Shutter Company LLC in Fort Myers, FL — $5.0M (2026) · Other Miscellaneous Durable Goods Merchant Wholesalers
  • NusaPure LLC in Davie, FL — $5.0M (2026) · Food (Health) Supplement Retailers
  • Bsd149 LLC in Nyack, NY — $4.2M (2026) · All Other Consumer Goods Rental
  • NRG123 Holdings LLC in Lakewood, NJ — $4.0M (2026) · Paint, Varnish, and Supplies Merchant Wholesalers
  • McKinney & Wolcowitz CPA PA in Inverness, FL — $2.0M (2026) · Tax Preparation Services
  • Iron Rod Digital Solutions LLC in Newcastle, CA — $1.7M (2026) · Media Representatives
  • Ocean Fireproofing LLC in Lakewood, NJ — $967K (2026) · All Other Specialty Trade Contractors
  • HOOPLA VIP LLC in Toms River, NJ — $750K (2026) · Amusement Arcades
  • UniHop LLC in Greenville, SC — $575K (2026) · Local Messengers and Local Delivery
  • Foster Plumbing, LLC in Diana, TX — $276K (2026) · Plumbing, Heating, and Air-Conditioning Contractors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

1 of Cross River Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Cross River Bank financed

106 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Cross River Bank.

Agent summary

This page summarizes Cross River Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 127 SBA 7(a) loans on record
  • $950K typical deal
  • 4 business-acquisition loans
  • HQ: 2115 Linwood Ave, Fort Lee, NJ
  • 2 FDIC branch locations
  • FDIC total assets $8.7B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/cross-river-bank
API:
https://www.capbench.com/api/public/lenders/cross-river-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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