MainStay Suites by Choice Hotels, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1071)
10 deals since 2020 · typical deal $3.2M
10
Deals since 2020
$3.2M
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for MainStay Suites by Choice Hotels
Most MainStay Suites by Choice Hotels deals financed between $2.65M and $3.69M. Above $3.69M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $41,350
- Down payment (10%)
- $351K
- Cash to close (all-in)
- $485K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$485K)
Experience
Recent financings
- TWINS KALAMAZOO DUAL LLC in Kalamazoo, MI — $3.1M (2026) · GBank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 12 days
- Approved
- 1/16/2026
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
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- Fairfax Hotels LLC in Chantilly, VA — $5.0M (2025) · purchase · Everwise Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 7 days
- Approved
- 12/5/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $47,209
- Annual debt service
- $567K
- Cash flow needed (1.25×)
- $708K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Everwise Credit Union · Lender record →
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- MAINSTAY SUITES JOLIET I-55 in Joliet, IL — $3.7M (2025) · Enterprise Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 37 days
- Approved
- 7/28/2025
- First disbursed
- 9/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Enterprise Bank & Trust · Lender record →
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- Tanda Hotels LLC in Indianapolis, IN — $2.6M (2025) · Shoreham Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 30 days
- Approved
- 3/10/2025
- First disbursed
- 4/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Shoreham Bank · Lender record →
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- Hillside Hospitality Group LLC in Hillside, IL — $5.0M (2024) · Millennium Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 21 days
- Approved
- 10/12/2023
- First disbursed
- 11/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
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- Parvati Hospitality, LLC in Columbia, SC — $890K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 310 months
- SBA guaranteed
- $668K (75%)
- Approval → funding
- 28 days
- Approved
- 2/16/2023
- First disbursed
- 3/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by The Huntington National Bank · Lender record →
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- NARAYANI HOTEL LLC in Denham Springs, LA — $3.2M (2021) · Farmers State Bank of Alto Pass, Illinois
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.8M (90%)
- Approved
- 6/10/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Farmers State Bank of Alto Pass, Illinois · Lender record →
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- NARAYANI HOTEL LLC in Denham Springs, LA — $3.2M (2021) · Farmers State Bank of Alto Pass, Illinois
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.8M (90%)
- Approval → funding
- 19 days
- Approved
- 6/11/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by Farmers State Bank of Alto Pass, Illinois · Lender record →
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- Dawn LLC in Casa Grande, AZ — $2.9M (2021) · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (90%)
- Approval → funding
- 14 days
- Approved
- 7/8/2021
- First disbursed
- 7/22/2021
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by American Continental Bank · Lender record →
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- SUNRISE INVESTMENT GROUP LLC. in Williamsburg, VA — $2.4M (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 27 days
- Approved
- 8/27/2020
- First disbursed
- 9/23/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by The Huntington National Bank · Lender record →
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Who funds MainStay Suites by Choice Hotels — and where
Every dot is a financed MainStay Suites by Choice Hotels — 10 mapped.
Financed MainStay Suites by Choice Hotels locations — list all 10 as text
- Parvati Hospitality, LLC — Columbia · $890K · FY2023 · Hotels (except Casino Hotels) and Motels
- MAINSTAY SUITES JOLIET I-55 — Joliet · $3.7M · FY2025 · Hotels (except Casino Hotels) and Motels
- TWINS KALAMAZOO DUAL LLC — Kalamazoo · $3.1M · FY2026 · Hotels (except Casino Hotels) and Motels
- SUNRISE INVESTMENT GROUP LLC. — Williamsburg · $2.4M · FY2020 · Hotels (except Casino Hotels) and Motels
- Hillside Hospitality Group LLC — Hillside · $5.0M · FY2024 · Hotels (except Casino Hotels) and Motels
- Fairfax Hotels LLC — Chantilly · $5.0M · FY2025 · Hotels (except Casino Hotels) and Motels
- Tanda Hotels LLC — Indianapolis · $2.6M · FY2025 · Hotels (except Casino Hotels) and Motels
- NARAYANI HOTEL LLC — Denham Springs · $3.2M · FY2021 · Hotels (except Casino Hotels) and Motels
- NARAYANI HOTEL LLC — Denham Springs · $3.2M · FY2021 · Hotels (except Casino Hotels) and Motels
- Dawn LLC — Casa Grande · $2.9M · FY2021 · Hotels (except Casino Hotels) and Motels
Top lenders for this brand
Most active states
- 1.Illinois (2 loans)
- 2.Virginia (2 loans)
- 3.Louisiana (2 loans)
- 4.South Carolina (1 loans)
- 5.Michigan (1 loans)
- 6.Indiana (1 loans)
- 7.Arizona (1 loans)
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Common questions
How much does a MainStay Suites by Choice Hotels cost to buy or open?
The typical deal for MainStay Suites by Choice Hotels is $3.2M across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $348K of buyer cash on a typical deal.
How risky is MainStay Suites by Choice Hotels?
MainStay Suites by Choice Hotels has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a MainStay Suites by Choice Hotels with an SBA loan?
Yes — MainStay Suites by Choice Hotels has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a MainStay Suites by Choice Hotels franchise
Most MainStay Suites by Choice Hotels buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical MainStay Suites by Choice Hotels deal financed for $3.2M, which points to about $348K of buyer cash on a typical purchase. MainStay Suites by Choice Hotels is listed in the SBA Franchise Directory (identifier S1071), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund MainStay Suites by Choice Hotels — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for MainStay Suites by Choice Hotels — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for MainStay Suites by Choice Hotels — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. MainStay Suites by Choice Hotels is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $3.2M typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1071)
- Top lenders: The Huntington National Bank, Farmers State Bank of Alto Pass, Illinois, Enterprise Bank & Trust
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with MainStay Suites by Choice Hotels.