Mason's Lobster, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3894)
13 deals since 2020 · typical deal $260K
13
Deals since 2020
$260K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Mason's Lobster
Most Mason's Lobster deals financed between $40K and $364K. Above $364K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,618
- Down payment (10%)
- $29K
- Cash to close (all-in)
- $39K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$39K)
Experience
Recent financings
- Yum Yum Brands LLC in Fernandina Beach, FL — $364K (2026) · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $273K (75%)
- Approved
- 12/23/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Midwest Regional Bank · Lender record →
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- Bites LLC in Colorado Springs, CO — $500K (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 21 days
- Approved
- 9/5/2025
- First disbursed
- 9/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 70
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
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- Mason's Famous Lobster Rolls in Fort Myers, FL — $260K (2025) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 39 days
- Approved
- 9/27/2025
- First disbursed
- 11/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
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- Restaurant NVA Corp. in Falls Church, VA — $592K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 13 days
- Approved
- 4/25/2024
- First disbursed
- 5/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Stroud Lobsta, LLC in Midlothian, VA — $403K (2024) · First Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $202K (50%)
- Approval → funding
- 27 days
- Approved
- 6/6/2024
- First disbursed
- 7/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Community Bank · Lender record →
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- MASON'S FAMOUS LOBSTER ROLLS OF CHARLOTTE LLC in Charlotte, NC — $281K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $211K (75%)
- Approval → funding
- 171 days
- Approved
- 9/9/2024
- First disbursed
- 2/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Restaurant NVA Corp. in Falls Church, VA — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 393 days
- Approved
- 4/25/2024
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MASON'S FAMOUS LOBSTER ROLLS OF CHARLOTTE LLC in Charlotte, NC — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 9/9/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rehoboth Lobster Co., LLC in Rehoboth Beach, DE — $30K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 19 days
- Approved
- 2/9/2023
- First disbursed
- 2/28/2023
- Loan status
- Paid in full (2/29/2024)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Rehoboth Lobster Co., LLC in Rehoboth Beach, DE — $20K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 14% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 25 days
- Approved
- 2/9/2023
- First disbursed
- 3/6/2023
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
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Who funds Mason's Lobster — and where
Every dot is a financed Mason's Lobster — 13 mapped.
Financed Mason's Lobster locations — list all 13 as text
- Rehoboth Lobster Co., LLC — Rehoboth Beach · $30K · FY2023 · Limited-Service Restaurants
- Rehoboth Lobster Co., LLC — Rehoboth Beach · $20K · FY2023 · Limited-Service Restaurants
- Restaurant NVA Corp. — Falls Church · $40K · FY2024 · Limited-Service Restaurants
- Restaurant NVA Corp. — Falls Church · $592K · FY2024 · Limited-Service Restaurants
- Stroud Lobsta, LLC — Midlothian · $403K · FY2024 · Limited-Service Restaurants
- Bites LLC — Colorado Springs · $500K · FY2025 · Limited-Service Restaurants
- Mason's Famous Lobster Rolls — Fort Myers · $260K · FY2025 · Limited-Service Restaurants
- Yum Yum Brands LLC — Fernandina Beach · $364K · FY2026 · Full-Service Restaurants
- Mims and McCree, LLC — Springfield · $130K · FY2022 · Limited-Service Restaurants
- Mims and McCree, LLC — Springfield · $130K · FY2022 · Limited-Service Restaurants
- MASON'S FAMOUS LOBSTER ROLLS OF CHARLOTTE LLC — Charlotte · $25K · FY2024 · Limited-Service Restaurants
- MASON'S FAMOUS LOBSTER ROLLS OF CHARLOTTE LLC — Charlotte · $281K · FY2024 · Limited-Service Restaurants
- Mims and McCree, LLC — Springfield · $316K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Virginia (6 loans)
- 2.Delaware (2 loans)
- 3.Florida (2 loans)
- 4.North Carolina (2 loans)
- 5.Colorado (1 loans)
Represent Mason's Lobster?
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Common questions
How much does a Mason's Lobster cost to buy or open?
The typical deal for Mason's Lobster is $260K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $29K of buyer cash on a typical deal.
How risky is Mason's Lobster?
Mason's Lobster has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Mason's Lobster with an SBA loan?
Yes — Mason's Lobster has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Mason's Lobster franchise
Most Mason's Lobster buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Mason's Lobster deal financed for $260K, which points to about $29K of buyer cash on a typical purchase. Mason's Lobster is listed in the SBA Franchise Directory (identifier S3894), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Mason's Lobster — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Mason's Lobster — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Mason's Lobster — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Mason's Lobster is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 13 SBA 7(a) deals since 2020
- $260K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3894)
- Top lenders: The Huntington National Bank, Wilmington Savings Fund Society FSB, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Mason's Lobster.