McAlister's Deli, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1095)
25 deals since 2020 · typical deal $955K · 0% failure rate
25
Deals since 2020
$955K
Typical deal
9
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for McAlister's Deli
Most McAlister's Deli deals financed between $846K and $1.35M. Above $1.35M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $12,489
- Down payment (10%)
- $106K
- Cash to close (all-in)
- $146K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$146K)
Experience
Recent financings
- Amazing Food Partners LLC in Bel Air, MD — $1.4M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 129 months
- SBA guaranteed
- $1.0M (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- Heritage Fresh Foods LLC in Frederick, MD — $1.4M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 129 months
- SBA guaranteed
- $1.0M (75%)
- Approved
- 2/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- LIFES MELODY RESTAURANT MANAGEMENT LLC in Mount Airy, MD — $1.3M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $938K (75%)
- Approved
- 1/7/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- Sunriser Foods LLC in Fairfax, VA — $500K (2026) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.65% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approval → funding
- 4 days
- Approved
- 2/13/2026
- First disbursed
- 2/17/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,239
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- BRAHMA EATERY LLC in Hanover, MD — $1.5M (2025) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 40 days
- Approved
- 3/14/2025
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Merchants Bank of Indiana · Lender record →
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- McALISTER'S DELI in Pensacola, FL — $1.4M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 16 days
- Approved
- 6/24/2025
- First disbursed
- 7/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- PGRP LLC in Mechanicsburg, PA — $1.2M (2025) · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 125 months
- SBA guaranteed
- $933K (75%)
- Approval → funding
- 93 days
- Approved
- 6/4/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fulton Bank, National Association · Lender record →
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- PGRP LANCASTER LLC in Lancaster, PA — $1.2M (2025) · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 125 months
- SBA guaranteed
- $923K (75%)
- Approved
- 6/17/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 46
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Fulton Bank, National Association · Lender record →
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- ALL 4 JMJ, LLC in Sandy, UT — $919K (2025) · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $689K (75%)
- Approval → funding
- 7 days
- Approved
- 11/19/2024
- First disbursed
- 11/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Mountain America FCU · Lender record →
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- Patel's Deli Corp LLC in Logansport, IN — $927K (2024) · Community First Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $695K (75%)
- Approval → funding
- 21 days
- Approved
- 2/22/2024
- First disbursed
- 3/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Community First Bank of Indiana · Lender record →
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Who funds McAlister's Deli — and where
Every dot is a financed McAlister's Deli — 25 mapped.
Financed McAlister's Deli locations — list all 25 as text
- ATLANTA RESTAURANT GROUP LLC — Fayetteville · $2.1M · FY2021 · Full-Service Restaurants
- McAlister's Deli — Troy · $955K · FY2021 · Full-Service Restaurants
- McAlister's Deli — Harrisburg · $884K · FY2021 · Limited-Service Restaurants
- McALISTER'S DELI — Pensacola · $1.4M · FY2025 · Limited-Service Restaurants
- LIFES MELODY RESTAURANT MANAGEMENT LLC — Mount Airy · $1.3M · FY2026 · Limited-Service Restaurants
- Sunriser Foods LLC — Fairfax · $500K · FY2026 · Full-Service Restaurants
- Amazing Food Partners LLC — Bel Air · $1.4M · FY2026 · Limited-Service Restaurants
- Heritage Fresh Foods LLC — Frederick · $1.4M · FY2026 · Limited-Service Restaurants
- BRAHMA EATERY LLC — Hanover · $1.5M · FY2025 · Limited-Service Restaurants
- PGRP LLC — Mechanicsburg · $1.2M · FY2025 · Limited-Service Restaurants
- PGRP LANCASTER LLC — Lancaster · $1.2M · FY2025 · Limited-Service Restaurants
- Rome Foods LLC — Rome · $709K · FY2020 · Limited-Service Restaurants
- McAlister's Deli — Laramie · $240K · FY2022 · Limited-Service Restaurants
- McAlister's Deli — Laramie · $1.9M · FY2022 · Limited-Service Restaurants
- McAlister's Deli — London · $1.9M · FY2022 · Limited-Service Restaurants
- River Forks LLC — Gainesville · $876K · FY2022 · Limited-Service Restaurants
- Patriot International Foods Inc — Warrington · $1.3M · FY2022 · Limited-Service Restaurants
- Patriot International Foods Inc — Warrington · $75K · FY2022 · Limited-Service Restaurants
- Patel's Deli Corp LLC — Logansport · $927K · FY2024 · Limited-Service Restaurants
- ALL 4 JMJ, LLC — Sandy · $919K · FY2025 · Full-Service Restaurants
- HMP Deli LLC — Hampton · $867K · FY2023 · Limited-Service Restaurants
- NTZ-3 LLC — Ashburn · $846K · FY2020 · Full-Service Restaurants
- NTZ-3 LLC — Ashburn · $50K · FY2020 · Full-Service Restaurants
- S & S Foods LLC — Wyoming · $962K · FY2020 · Limited-Service Restaurants
- Rome Foods LLC — Athens · $747K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Pennsylvania (5 loans)
- 2.Georgia (4 loans)
- 3.Maryland (4 loans)
- 4.Virginia (4 loans)
- 5.Wyoming (2 loans)
- 6.Alabama (1 loans)
- 7.Florida (1 loans)
- 8.Kentucky (1 loans)
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Common questions
How much does a McAlister's Deli cost to buy or open?
The typical deal for McAlister's Deli is $955K across 25 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $105K of buyer cash on a typical deal.
How risky is McAlister's Deli?
0% of McAlister's Deli's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a McAlister's Deli with an SBA loan?
Yes — McAlister's Deli has been SBA-financed 9 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a McAlister's Deli franchise
Most McAlister's Deli buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical McAlister's Deli deal financed for $955K, which points to about $105K of buyer cash on a typical purchase. McAlister's Deli is listed in the SBA Franchise Directory (identifier S1095), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund McAlister's Deli — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for McAlister's Deli — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for McAlister's Deli — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. McAlister's Deli is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 25 SBA 7(a) deals since 2020
- $955K typical deal
- 9 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1095)
- Top lenders: Live Oak Banking Company, Fulton Bank, National Association, First Bank of the Lake
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with McAlister's Deli.