Midas/SpeeDee Oil Change & Auto Service, by the numbers
Midas/SpeeDee Oil Change & Auto Service appears in 12 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1111)
12 deals since 2020 · typical deal $445K
12
Deals since 2020
$445K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Midas/SpeeDee Oil Change & Auto Service
Most Midas/SpeeDee Oil Change & Auto Service deals financed between $331K and $1.10M. Above $1.10M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,819
- Down payment (10%)
- $49K
- Cash to close (all-in)
- $66K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$66K)
Experience
Recent financings
- Speedee Midas Auto Service Center in Hollister, CA — $3.6M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 6 days
- Approved
- 2/26/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $396K
- Est. cash at closing
- $548K
- Monthly payment
- $45,101
- Annual debt service
- $541K
- Cash flow needed (1.25×)
- $677K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- CTMID Inc. in Fredericksburg, VA — $1.1M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $825K (75%)
- Approval → funding
- 41 days
- Approved
- 4/5/2023
- First disbursed
- 5/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $122K
- Est. cash at closing
- $168K
- Monthly payment
- $13,934
- Annual debt service
- $167K
- Cash flow needed (1.25×)
- $209K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- MSSA LLC in Scottsdale, AZ — $445K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $334K (75%)
- Approval → funding
- 11 days
- Approved
- 5/22/2023
- First disbursed
- 6/2/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $494K
- Est. down payment (10%)
- $49K
- Est. cash at closing
- $66K
- Monthly payment
- $5,758
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- West Sacramento Midas in West Sacramento, CA — $215K (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 40 days
- Approved
- 2/16/2023
- First disbursed
- 3/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $239K
- Est. down payment (10%)
- $24K
- Est. cash at closing
- $32K
- Monthly payment
- $2,666
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- VMG Ventures LLC in Dublin, CA — $952K (2021) · purchase · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.45% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $857K (90%)
- Approval → funding
- 11 days
- Approved
- 8/2/2021
- First disbursed
- 8/13/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $106K
- Est. cash at closing
- $145K
- Monthly payment
- $10,308
- Annual debt service
- $124K
- Cash flow needed (1.25×)
- $155K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- WGM I Enterprises, LLC in Houston, TX — $419K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $377K (90%)
- Approval → funding
- 22 days
- Approved
- 3/18/2021
- First disbursed
- 4/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $466K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $62K
- Monthly payment
- $4,599
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Zeman Logistics, Inc. in Sanborn, IA — $331K (2021) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $298K (90%)
- Approval → funding
- 2 days
- Approved
- 6/9/2021
- First disbursed
- 6/11/2021
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Couriers and Express Delivery Services
If you were the buyer here
- Est. deal size
- $368K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $49K
- Monthly payment
- $3,431
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Conover Custom Cues Inc in Cleburne, TX — $270K (2021) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $243K (90%)
- Approval → funding
- 17 days
- Approved
- 5/14/2021
- First disbursed
- 5/31/2021
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- A&A INVESTMENTS & AUTO SERVICE in Stockton, CA — $1.3M (2020) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 306 months
- SBA guaranteed
- $975K (75%)
- Approval → funding
- 9 days
- Approved
- 2/12/2020
- First disbursed
- 2/21/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- ANKR, Inc. in Sioux City, IA — $969K (2020) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $727K (75%)
- Approval → funding
- 42 days
- Approved
- 5/19/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- General Freight Trucking, Local
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $108K
- Est. cash at closing
- $148K
- Monthly payment
- $13,361
- Annual debt service
- $160K
- Cash flow needed (1.25×)
- $200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
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Who funds Midas/SpeeDee Oil Change & Auto Service — and where
Every dot is a financed Midas/SpeeDee Oil Change & Auto Service — 12 mapped.
Financed Midas/SpeeDee Oil Change & Auto Service locations — list all 12 as text
- WGM I Enterprises, LLC — Houston · $419K · FY2021 · Automotive Oil Change and Lubrication Shops
- Conover Custom Cues Inc — Cleburne · $270K · FY2021 · General Automotive Repair
- Zeman Logistics, Inc. — Sanborn · $331K · FY2021 · Couriers and Express Delivery Services
- West Sacramento Midas — West Sacramento · $215K · FY2023 · General Automotive Repair
- ANKR, Inc. — Sioux City · $969K · FY2020 · General Freight Trucking, Local
- JJ Commercial LLC — Grand Junction · $106K · FY2020 · Insurance Agencies and Brokerages
- Speedee Midas Auto Service Center — Hollister · $3.6M · FY2025 · Automotive Oil Change and Lubrication Shops
- CTMID Inc. — Fredericksburg · $1.1M · FY2023 · General Automotive Repair
- MSSA LLC — Scottsdale · $445K · FY2023 · General Automotive Repair
- A Plus Automotive LLC — Charlotte · $338K · FY2020 · Automotive Oil Change and Lubrication Shops
- A&A INVESTMENTS & AUTO SERVICE — Stockton · $1.3M · FY2020 · General Automotive Repair
- VMG Ventures LLC — Dublin · $952K · FY2021 · General Automotive Repair
Top lenders for this brand
Most active states
- 1.California (4 loans)Midas/SpeeDee Oil Change & Auto Service lenders in California->
- 2.Texas (2 loans)Midas/SpeeDee Oil Change & Auto Service lenders in Texas->
- 3.Iowa (2 loans)Midas/SpeeDee Oil Change & Auto Service lenders in Iowa->
- 4.Colorado (1 loans)Midas/SpeeDee Oil Change & Auto Service lenders in Colorado->
- 5.Virginia (1 loans)Midas/SpeeDee Oil Change & Auto Service lenders in Virginia->
- 6.Arizona (1 loans)Midas/SpeeDee Oil Change & Auto Service lenders in Arizona->
- 7.North Carolina (1 loans)Midas/SpeeDee Oil Change & Auto Service lenders in North Carolina->
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Common questions
How much does a Midas/SpeeDee Oil Change & Auto Service cost to buy or open?
The typical deal for Midas/SpeeDee Oil Change & Auto Service is $445K across 12 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $49K of buyer cash on a typical deal.
How risky is Midas/SpeeDee Oil Change & Auto Service?
Midas/SpeeDee Oil Change & Auto Service has 12 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Midas/SpeeDee Oil Change & Auto Service with an SBA loan?
Yes — Midas/SpeeDee Oil Change & Auto Service has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Midas/SpeeDee Oil Change & Auto Service franchise
Most Midas/SpeeDee Oil Change & Auto Service buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Midas/SpeeDee Oil Change & Auto Service deal financed for $445K, which points to about $49K of buyer cash on a typical purchase. Midas/SpeeDee Oil Change & Auto Service is listed in the SBA Franchise Directory (identifier S1111), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Midas/SpeeDee Oil Change & Auto Service — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Midas/SpeeDee Oil Change & Auto Service — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Midas/SpeeDee Oil Change & Auto Service — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Midas/SpeeDee Oil Change & Auto Service is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 12 SBA 7(a) deals since 2020
- $445K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1111)
- Top lenders: Live Oak Banking Company, Northwest Bank, SouthState Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-27.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Midas/SpeeDee Oil Change & Auto Service?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Midas/SpeeDee Oil Change & Auto Service.