Modern Acupuncture, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2375)
6
Deals since 2020
$314K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Modern Acupuncture
Most Modern Acupuncture deals financed between $240K and $315K. Above $315K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,375
- Down payment (10%)
- $35K
- Cash to close (all-in)
- $47K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$47K)
Experience
Recent financings
- Complementary Healthcare Inc in King Of Prussia, PA — $315K (2023) · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approved
- 12/29/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Fulton Bank, National Association · Lender record →
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- Modern Acupuncture - The Rim in San Antonio, TX — $240K (2022) · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 12 days
- Approved
- 6/24/2022
- First disbursed
- 7/6/2022
- Loan status
- Failed — $173K charged off (2/9/2026)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Pathward National Association · Lender record →
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- MODERN PH, LLC in San Diego, CA — $400K (2021) · Meridian Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $360K (90%)
- Approved
- 9/13/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Meridian Bank · Lender record →
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- MODERN PH, LLC in San Diego, CA — $314K (2020) · JPMorgan Chase Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.19% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $157K (50%)
- Approval → funding
- 11 days
- Approved
- 11/19/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Unanswered
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- EL STREET LLC in Chicago, IL — $300K (2020) · St. Charles Bank & Trust Company, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% fixed
- Term
- 88 months
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 159 days
- Approved
- 4/24/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by St. Charles Bank & Trust Company, National Association · Lender record →
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- EL STREET LLC in Chicago, IL — $50K (2020) · St. Charles Bank & Trust Company, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 159 days
- Approved
- 4/24/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by St. Charles Bank & Trust Company, National Association · Lender record →
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Who funds Modern Acupuncture — and where
Every dot is a financed Modern Acupuncture — 6 mapped.
Financed Modern Acupuncture locations — list all 6 as text
- Complementary Healthcare Inc — King Of Prussia · $315K · FY2023 · Offices of All Other Miscellaneous Health Practitioners
- EL STREET LLC — Chicago · $50K · FY2020 · Offices of All Other Miscellaneous Health Practitioners
- EL STREET LLC — Chicago · $300K · FY2020 · Offices of All Other Miscellaneous Health Practitioners
- Modern Acupuncture - The Rim — San Antonio · $240K · FY2022 · Offices of All Other Miscellaneous Health Practitioners
- MODERN PH, LLC — San Diego · $314K · FY2020 · Offices of All Other Miscellaneous Health Practitioners
- MODERN PH, LLC — San Diego · $400K · FY2021 · Other Personal Care Services
Top lenders for this brand
Most active states
- 1.Illinois (2 loans)
- 2.California (2 loans)
- 3.Pennsylvania (1 loans)
- 4.Texas (1 loans)
Represent Modern Acupuncture?
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Common questions
How much does a Modern Acupuncture cost to buy or open?
The typical deal for Modern Acupuncture is $314K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $35K of buyer cash on a typical deal.
How risky is Modern Acupuncture?
Modern Acupuncture has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Modern Acupuncture with an SBA loan?
Yes — Modern Acupuncture has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Modern Acupuncture franchise
Most Modern Acupuncture buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Modern Acupuncture deal financed for $314K, which points to about $35K of buyer cash on a typical purchase. Modern Acupuncture is listed in the SBA Franchise Directory (identifier S2375), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Modern Acupuncture — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Modern Acupuncture — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Modern Acupuncture — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Modern Acupuncture is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $314K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2375)
- Top lenders: St. Charles Bank & Trust Company, National Association, Fulton Bank, National Association, Pathward National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Modern Acupuncture.