Health & Medical · lender intelligence

How to finance a Modern Acupuncture

State:

The SBA 7(a) lenders funding the most Modern Acupuncture deals, ranked from public loan records — typical Modern Acupuncture loan about $314K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Modern Acupuncture

$314K

Typical loan

range $240K–$315K

$349K

Est. purchase price

≈ loan ÷ 90%

$46,723

Cash to close

$34,933 down + fees

$4,331/mo

Typical payment

~11% · 10yr

$59,768/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

159 days

Typical time to fund

Lenders competing

more = leverage

6.61%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Modern Acupuncture

Ranked by funded Modern Acupuncture loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.17 loans · $9M · Saint Charles, ILFull record →
2.65 loans · $52M · Lancaster, PAFull record →
3.138 loans · $276M · Sioux Falls, SDFull record →
4.24 loans · $17M · Wayne, PAFull record →

6+ funded Modern Acupuncture deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Complementary Healthcare Inc in King Of Prussia, PA — $315K (2023) · Fulton Bank, National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$236K (75%)
Approved
12/29/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Modern Acupuncture - The Rim in San Antonio, TX — $240K (2022) · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
12 days
Approved
6/24/2022
First disbursed
7/6/2022
Loan status
Failed — $173K charged off (2/9/2026)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
MODERN PH, LLC in San Diego, CA — $400K (2021) · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (90%)
Approved
9/13/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
MODERN PH, LLC in San Diego, CA — $314K (2020) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.19% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$157K (50%)
Approval → funding
11 days
Approved
11/19/2019
First disbursed
11/30/2019
Loan status
Paid in full (10/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Unanswered
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
EL STREET LLC in Chicago, IL — $300K (2020) · St. Charles Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
88 months
SBA guaranteed
$150K (50%)
Approval → funding
159 days
Approved
4/24/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by St. Charles Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
EL STREET LLC in Chicago, IL — $50K (2020) · St. Charles Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.75% variable
Term
84 mo (7 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
159 days
Approved
4/24/2020
First disbursed
9/30/2020
Loan status
Paid in full (5/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by St. Charles Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Modern Acupuncture? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Modern Acupuncture businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Modern Acupuncture purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. St. Charles Bank & Trust Company, National Association funds the most. CapBench is not a lender.

$314K typical Modern Acupuncture loan
5 lenders fund the brand
159 days typical to fund

Buyers researching a Modern Acupuncture typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Modern Acupuncture record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/modern-acupuncture
API:: https://www.capbench.com/api/public/lenders?franchise=modern-acupuncture
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.