Molly's Cupcakes, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2748)
9 deals since 2020 · typical deal $220K
9
Deals since 2020
$220K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Molly's Cupcakes
Most Molly's Cupcakes deals financed between $148K and $242K. Above $242K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,252
- Down payment (10%)
- $24K
- Cash to close (all-in)
- $33K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$33K)
Experience
Recent financings
- Molly's Cupcakes Orlando, LLC in Orlando, FL — $800K (2023) · Busey Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $600K (75%)
- Approved
- 7/24/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Busey Bank · Lender record →
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- QC MCSKINNER, LLC in Bettendorf, IA — $175K (2023) · Nicolet National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 0 days
- Approved
- 4/20/2023
- First disbursed
- 4/20/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- New Business or 2 years or less
- Industry
- Baked Goods Retailers
Funded by Nicolet National Bank · Lender record →
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- HARLEM STREET DEVELOPMENT LLC in Norridge, IL — $242K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 123 months
- SBA guaranteed
- $182K (75%)
- Approval → funding
- 26 days
- Approved
- 5/5/2022
- First disbursed
- 5/31/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
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- Opry Mills Development, Inc in Nashville, TN — $525K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $473K (90%)
- Approval → funding
- 1 days
- Approved
- 4/29/2021
- First disbursed
- 4/30/2021
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Confectionery and Nut Stores
Funded by The Huntington National Bank · Lender record →
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- ORLAND PARK DEVELOPMENT LLC in Orland Park, IL — $220K (2021) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 67 months
- SBA guaranteed
- $165K (75%)
- Approval → funding
- 0 days
- Approved
- 12/21/2020
- First disbursed
- 12/21/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
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- OAKBROOK DEVELOPMENT LLC in Oak Brook, IL — $220K (2021) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 122 months
- SBA guaranteed
- $198K (90%)
- Approval → funding
- 7 days
- Approved
- 3/24/2021
- First disbursed
- 3/31/2021
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
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- Opry Mills Development, Inc in Nashville, TN — $25K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $19K (75%)
- Approval → funding
- 1 days
- Approved
- 4/29/2021
- First disbursed
- 4/30/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Confectionery and Nut Stores
Funded by The Huntington National Bank · Lender record →
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- Woodfield Street Development Inc. in Schaumburg, IL — $148K (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 51 months
- SBA guaranteed
- $111K (75%)
- Approval → funding
- 40 days
- Approved
- 10/21/2019
- First disbursed
- 11/30/2019
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Woodfield Street Development Inc. in Schaumburg, IL — $25K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 40 days
- Approved
- 10/21/2019
- First disbursed
- 11/30/2019
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by The Huntington National Bank · Lender record →
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Who funds Molly's Cupcakes — and where
Every dot is a financed Molly's Cupcakes — 9 mapped.
Financed Molly's Cupcakes locations — list all 9 as text
- ORLAND PARK DEVELOPMENT LLC — Orland Park · $220K · FY2021 · Snack and Nonalcoholic Beverage Bars
- OAKBROOK DEVELOPMENT LLC — Oak Brook · $220K · FY2021 · Snack and Nonalcoholic Beverage Bars
- Opry Mills Development, Inc — Nashville · $525K · FY2021 · Confectionery and Nut Stores
- Opry Mills Development, Inc — Nashville · $25K · FY2021 · Confectionery and Nut Stores
- HARLEM STREET DEVELOPMENT LLC — Norridge · $242K · FY2022 · Limited-Service Restaurants
- QC MCSKINNER, LLC — Bettendorf · $175K · FY2023 · Baked Goods Retailers
- Molly's Cupcakes Orlando, LLC — Orlando · $800K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Woodfield Street Development Inc. — Schaumburg · $25K · FY2020 · Retail Bakeries
- Woodfield Street Development Inc. — Schaumburg · $148K · FY2020 · Retail Bakeries
Top lenders for this brand
Most active states
- 1.Illinois (5 loans)
- 2.Tennessee (2 loans)
- 3.Iowa (1 loans)
- 4.Florida (1 loans)
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Common questions
How much does a Molly's Cupcakes cost to buy or open?
The typical deal for Molly's Cupcakes is $220K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $24K of buyer cash on a typical deal.
How risky is Molly's Cupcakes?
Molly's Cupcakes has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Molly's Cupcakes with an SBA loan?
Yes — Molly's Cupcakes has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Molly's Cupcakes franchise
Most Molly's Cupcakes buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Molly's Cupcakes deal financed for $220K, which points to about $24K of buyer cash on a typical purchase. Molly's Cupcakes is listed in the SBA Franchise Directory (identifier S2748), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Molly's Cupcakes — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Molly's Cupcakes — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Molly's Cupcakes — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Molly's Cupcakes is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $220K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2748)
- Top lenders: The Huntington National Bank, Byline Bank, Citizens Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Molly's Cupcakes.