Food & Restaurants · lender intelligence

How to finance a Molly's Cupcakes

State:

Florida (1)Illinois (5)Iowa (1)Tennessee (2)

The SBA 7(a) lenders funding the most Molly's Cupcakes deals, ranked from public loan records — typical Molly's Cupcakes loan about $220K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Molly's Cupcakes

$220K

Typical loan

range $148K–$242K

$244K

Est. purchase price

≈ loan ÷ 90%

$32,694

Cash to close

$24,444 down + fees

$3,220/mo

Typical payment

~12.5% · 10yr

$44,436/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

7.19%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Molly's Cupcakes

Ranked by funded Molly's Cupcakes loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.242 loans · $281M · Chicago, ILFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.31 loans · $11M · Green Bay, WIFull record →
5.32 loans · $37M · Champaign, ILFull record →

9+ funded Molly's Cupcakes deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Molly's Cupcakes Orlando, LLC in Orlando, FL — $800K (2023) · Busey Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
126 months
SBA guaranteed
$600K (75%)
Approved
7/24/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Busey Bank · Lender record →
Your business? Claim this record · Request removal
QC MCSKINNER, LLC in Bettendorf, IA — $175K (2023) · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$131K (75%)
Approval → funding
0 days
Approved
4/20/2023
First disbursed
4/20/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
New Business or 2 years or less
Industry
Baked Goods Retailers
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
HARLEM STREET DEVELOPMENT LLC in Norridge, IL — $242K (2022) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
123 months
SBA guaranteed
$182K (75%)
Approval → funding
26 days
Approved
5/5/2022
First disbursed
5/31/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Opry Mills Development, Inc in Nashville, TN — $525K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$473K (90%)
Approval → funding
1 days
Approved
4/29/2021
First disbursed
4/30/2021
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Confectionery and Nut Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ORLAND PARK DEVELOPMENT LLC in Orland Park, IL — $220K (2021) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
67 months
SBA guaranteed
$165K (75%)
Approval → funding
0 days
Approved
12/21/2020
First disbursed
12/21/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
OAKBROOK DEVELOPMENT LLC in Oak Brook, IL — $220K (2021) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
122 months
SBA guaranteed
$198K (90%)
Approval → funding
7 days
Approved
3/24/2021
First disbursed
3/31/2021
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Opry Mills Development, Inc in Nashville, TN — $25K (2021) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$19K (75%)
Approval → funding
1 days
Approved
4/29/2021
First disbursed
4/30/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Confectionery and Nut Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Woodfield Street Development Inc. in Schaumburg, IL — $148K (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
51 months
SBA guaranteed
$111K (75%)
Approval → funding
40 days
Approved
10/21/2019
First disbursed
11/30/2019
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Woodfield Street Development Inc. in Schaumburg, IL — $25K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
40 days
Approved
10/21/2019
First disbursed
11/30/2019
Loan status
Delinquent
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Retail Bakeries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Molly's Cupcakes? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Molly's Cupcakes businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Molly's Cupcakes purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$220K typical Molly's Cupcakes loan
5 lenders fund the brand
26 days typical to fund

Buyers researching a Molly's Cupcakes typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Molly's Cupcakes record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/molly-s-cupcakes
API:: https://www.capbench.com/api/public/lenders?franchise=molly-s-cupcakes
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.