Moraya Urban Baths, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7353)
4 deals since 2020 · typical deal $2.2M
4
Deals since 2020
$2.2M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Moraya Urban Baths
Most Moraya Urban Baths deals financed between $2.17M and $3.65M. Above $3.65M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $28,418
- Down payment (10%)
- $241K
- Cash to close (all-in)
- $333K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$333K)
Experience
Recent financings
- Urban Olive Ventures Inc. in Portland, OR — $3.6M (2025) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approved
- 9/26/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by KeyBank National Association · Lender record →
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- Urban Baths Wilmington in Wilmington, NC — $2.2M (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 311 months
- SBA guaranteed
- $1.6M (75%)
- Approved
- 5/22/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by SouthState Bank, National Association · Lender record →
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- Calm Ventures LLC in Wilmington, NC — $2.2M (2024) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approved
- 12/16/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Health and Personal Care Retailers
Funded by First National Bank of Pennsylvania · Lender record →
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- NJ Thomas Enterprises Inc, in Folsom, CA — $1.3M (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $948K (75%)
- Approval → funding
- 57 days
- Approved
- 9/21/2023
- First disbursed
- 11/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
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Who funds Moraya Urban Baths — and where
Every dot is a financed Moraya Urban Baths — 4 mapped.
Financed Moraya Urban Baths locations — list all 4 as text
- Urban Baths Wilmington — Wilmington · $2.2M · FY2024 · Other Personal Care Services
- Urban Olive Ventures Inc. — Portland · $3.6M · FY2025 · Other Personal Care Services
- NJ Thomas Enterprises Inc, — Folsom · $1.3M · FY2023 · Other Personal Care Services
- Calm Ventures LLC — Wilmington · $2.2M · FY2024 · All Other Health and Personal Care Retailers
Top lenders for this brand
Most active states
- 1.North Carolina (2 loans)
- 2.Oregon (1 loans)
- 3.California (1 loans)
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Common questions
How much does a Moraya Urban Baths cost to buy or open?
The typical deal for Moraya Urban Baths is $2.2M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $239K of buyer cash on a typical deal.
How risky is Moraya Urban Baths?
Moraya Urban Baths has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Moraya Urban Baths with an SBA loan?
Yes — Moraya Urban Baths has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Moraya Urban Baths franchise
Most Moraya Urban Baths buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Moraya Urban Baths deal financed for $2.2M, which points to about $239K of buyer cash on a typical purchase. Moraya Urban Baths is listed in the SBA Franchise Directory (identifier S7353), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Moraya Urban Baths — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Moraya Urban Baths — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Moraya Urban Baths — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Moraya Urban Baths is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $2.2M typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7353)
- Top lenders: SouthState Bank, National Association, KeyBank National Association, First Bank of the Lake
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Moraya Urban Baths.