Health & Medical · lender intelligence

How to finance a Moraya Urban Baths

State:

The SBA 7(a) lenders funding the most Moraya Urban Baths deals, ranked from public loan records — typical Moraya Urban Baths loan about $2.2M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Moraya Urban Baths

$2.17M

Typical loan

range $2.17M–$3.65M

$2.41M

Est. purchase price

≈ loan ÷ 90%

$332,671

Cash to close

$241,456 down + fees

$28,119/mo

Typical payment

~9.5% · 10yr

$388,042/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

57 days

Typical time to fund

Lenders competing

more = leverage

10.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Moraya Urban Baths

Ranked by funded Moraya Urban Baths loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.62 loans · $34M · Winter Haven, FLFull record →
2.328 loans · $134M · Cleveland, OHFull record →
3.318 loans · $229M · Osage Beach, MOFull record →
4.47 loans · $39M · Greenville, PAFull record →

4+ funded Moraya Urban Baths deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Urban Olive Ventures Inc. in Portland, OR — $3.6M (2025) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.7M (75%)
Approved
9/26/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Urban Baths Wilmington in Wilmington, NC — $2.2M (2024) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
311 months
SBA guaranteed
$1.6M (75%)
Approved
5/22/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Calm Ventures LLC in Wilmington, NC — $2.2M (2024) · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approved
12/16/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
All Other Health and Personal Care Retailers
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
NJ Thomas Enterprises Inc, in Folsom, CA — $1.3M (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
126 months
SBA guaranteed
$948K (75%)
Approval → funding
57 days
Approved
9/21/2023
First disbursed
11/17/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal

Buying a Moraya Urban Baths? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Moraya Urban Baths businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Moraya Urban Baths purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. SouthState Bank, National Association funds the most. CapBench is not a lender.

$2.2M typical Moraya Urban Baths loan
4 lenders fund the brand
57 days typical to fund

Buyers researching a Moraya Urban Baths typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Moraya Urban Baths record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/moraya-urban-baths
API:: https://www.capbench.com/api/public/lenders?franchise=moraya-urban-baths
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.