Motto Mortgage, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5060)
3 deals since 2020 · typical deal $637K
3
Deals since 2020
$637K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Motto Mortgage
Most Motto Mortgage deals financed between $127K and $815K. Above $815K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,330
- Down payment (10%)
- $71K
- Cash to close (all-in)
- $95K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$95K)
Experience
Recent financings
- MOTTO MORTGAGE IMG in Denver, CO — $815K (2024) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $611K (75%)
- Approval → funding
- 68 days
- Approved
- 9/20/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Mortgage and Nonmortgage Loan Brokers
Funded by Meadows Bank · Lender record →
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- Motto Mortgage Community Solutions in Greenville, SC — $127K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $108K (85%)
- Approval → funding
- 40 days
- Approved
- 8/22/2024
- First disbursed
- 10/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mortgage and Nonmortgage Loan Brokers
Funded by Readycap Lending, LLC · Lender record →
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- KILO 35 LLC in Corpus Christi, TX — $637K (2021) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $478K (75%)
- Approval → funding
- 0 days
- Approved
- 12/4/2020
- First disbursed
- 12/4/2020
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Real Estate Agents and Brokers
Funded by PNC Bank, National Association · Lender record →
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Who funds Motto Mortgage — and where
Every dot is a financed Motto Mortgage — 3 mapped.
Financed Motto Mortgage locations — list all 3 as text
- KILO 35 LLC — Corpus Christi · $637K · FY2021 · Offices of Real Estate Agents and Brokers
- Motto Mortgage Community Solutions — Greenville · $127K · FY2024 · Mortgage and Nonmortgage Loan Brokers
- MOTTO MORTGAGE IMG — Denver · $815K · FY2024 · Mortgage and Nonmortgage Loan Brokers
Top lenders for this brand
Most active states
- 1.Texas (1 loans)
- 2.South Carolina (1 loans)
- 3.Colorado (1 loans)
Represent Motto Mortgage?
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Common questions
How much does a Motto Mortgage cost to buy or open?
The typical deal for Motto Mortgage is $637K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $70K of buyer cash on a typical deal.
How risky is Motto Mortgage?
Motto Mortgage has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Motto Mortgage with an SBA loan?
Yes — Motto Mortgage has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Motto Mortgage franchise
Most Motto Mortgage buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Motto Mortgage deal financed for $637K, which points to about $70K of buyer cash on a typical purchase. Motto Mortgage is listed in the SBA Franchise Directory (identifier S5060), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Motto Mortgage — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Motto Mortgage — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Motto Mortgage — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Motto Mortgage is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $637K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S5060)
- Top lenders: PNC Bank, National Association, Readycap Lending, LLC, Meadows Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Motto Mortgage.