Franchise · lender intelligence
How to finance a Motto Mortgage
The SBA 7(a) lenders funding the most Motto Mortgage deals, ranked from public loan records — typical Motto Mortgage loan about $637K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Motto Mortgage
$637K
Typical loan
range $127K–$815K
$708K
Est. purchase price
≈ loan ÷ 90%
$94,666
Cash to close
$70,778 down + fees
$8,243/mo
Typical payment
~9.5% · 10yr
$113,753/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
68 days
Typical time to fund
3
Lenders competing
more = leverage
8.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Motto Mortgage
Ranked by funded Motto Mortgage loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.128 loans · $40M · Wilmington, DEFull record →
- 2.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 3.16 loans · $21M · Las Vegas, NVFull record →
3+ funded Motto Mortgage deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MOTTO MORTGAGE IMG in Denver, CO — $815K (2024) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $611K (75%)
- Approval → funding
- 68 days
- Approved
- 9/20/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Mortgage and Nonmortgage Loan Brokers
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- Motto Mortgage Community Solutions in Greenville, SC — $127K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $108K (85%)
- Approval → funding
- 40 days
- Approved
- 8/22/2024
- First disbursed
- 10/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mortgage and Nonmortgage Loan Brokers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- KILO 35 LLC in Corpus Christi, TX — $637K (2021) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $478K (75%)
- Approval → funding
- 0 days
- Approved
- 12/4/2020
- First disbursed
- 12/4/2020
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Real Estate Agents and Brokers
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Motto Mortgage? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Motto Mortgage businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Motto Mortgage purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. PNC Bank, National Association funds the most. CapBench is not a lender.
- $637K typical Motto Mortgage loan
- 3 lenders fund the brand
- 68 days typical to fund
Buyers researching a Motto Mortgage typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.