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My Eye Lab, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2587)

22 deals since 2020 · typical deal $493K

22

Deals since 2020

$493K

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

My Eye Lab has 22 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for My Eye Lab

Most My Eye Lab deals financed between $408K and $525K. Above $525K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,447
Down payment (10%)
$55K
Cash to close (all-in)
$73K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$73K)

Experience

Recent financings

  • Symeon LLC in Newport News, VA — $539K (2023) · The Huntington National Bank
  • Eyeowa Waterloo LLC in Waterloo, IA — $500K (2023) · Wheaton Bank & Trust Company, National Association
  • Chatanooga Optical LLC in Chattanooga, TN — $294K (2023) · VelocitySBA, LLC
  • Silvas, LLC in Norfolk, VA — $581K (2022) · First Bank of the Lake
  • Galini LLC in Norfolk, VA — $511K (2022) · First Bank of the Lake
  • E&G Optical LLC in Tucson, AZ — $510K (2022) · Citizens Bank
  • Phoenix Optics, LLC in Glendale, AZ — $350K (2022) · CDC Small Business Finance Corp.
  • My Eye Lab in Lewisville, TX — $544K (2021) · First Guaranty Bank
  • Optic Brothers LLC in Houston, TX — $541K (2021) · Frost Bank
  • AVS Vision Crestview LLC in Austin, TX — $525K (2021) · First Guaranty Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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My Eye Lab brand mark

Who funds My Eye Lab — and where

Every dot is a financed My Eye Lab — 22 mapped.

Financed My Eye Lab locations — list all 22 as text

Top lenders for this brand

  1. 1.First Guaranty Bank (6)
  2. 2.First Bank of the Lake(3)
  3. 3.TowneBank(2)
  4. 4.VelocitySBA, LLC(1)
  5. 5.The Huntington National Bank(1)

Most active states

  1. 1.Texas (11 loans)
  2. 2.Virginia (3 loans)
  3. 3.Arizona (2 loans)
  4. 4.Georgia (2 loans)
  5. 5.Tennessee (1 loans)
  6. 6.California (1 loans)
  7. 7.Florida (1 loans)
  8. 8.Iowa (1 loans)

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Common questions

How much does a My Eye Lab cost to buy or open?

The typical deal for My Eye Lab is $493K across 22 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $54K of buyer cash on a typical deal.

How risky is My Eye Lab?

My Eye Lab has 22 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a My Eye Lab with an SBA loan?

Yes — My Eye Lab has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a My Eye Lab franchise

Most My Eye Lab buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical My Eye Lab deal financed for $493K, which points to about $54K of buyer cash on a typical purchase. My Eye Lab is listed in the SBA Franchise Directory (identifier S2587), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund My Eye Lab — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for My Eye Lab — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for My Eye Lab — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. My Eye Lab is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 22 SBA 7(a) deals since 2020
  • $493K typical deal
  • 0 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S2587)
  • Top lenders: First Guaranty Bank, First Bank of the Lake, TowneBank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/my-eye-lab
API:
https://www.capbench.com/api/public/franchises/my-eye-lab
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with My Eye Lab.

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