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NuSpine, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3872)

6 deals since 2020 · typical deal $402K

6

Deals since 2020

$402K

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

NuSpine has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for NuSpine

Most NuSpine deals financed between $318K and $405K. Above $405K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,250
Down payment (10%)
$45K
Cash to close (all-in)
$60K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$60K)

Experience

Recent financings

  • BNF Investment, LLC in Amarillo, TX — $402K (2024) · KCB Bank
  • Vertebro LLC in Leander, TX — $451K (2023) · The Huntington National Bank
  • Forza Senna LLC in Jacksonville, FL — $405K (2023) · First-Citizens Bank & Trust Company
  • Sola Gratia Chiro LLC in Watauga, TX — $318K (2023) · Oconee State Bank
  • Vertebro LLC in Leander, TX — $50K (2023) · The Huntington National Bank
  • Strictly Chiropractic, Inc. in Long Beach, CA — $325K (2022) · The Bancorp Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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NuSpine brand mark

Who funds NuSpine — and where

Every dot is a financed NuSpine — 6 mapped.

Financed NuSpine locations — list all 6 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(2)
  2. 2.KCB Bank (1)
  3. 3.First-Citizens Bank & Trust Company(1)
  4. 4.Oconee State Bank(1)
  5. 5.The Bancorp Bank National Association(1)

Most active states

  1. 1.Texas (4 loans)
  2. 2.Florida (1 loans)
  3. 3.California (1 loans)

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Common questions

How much does a NuSpine cost to buy or open?

The typical deal for NuSpine is $402K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.

How risky is NuSpine?

NuSpine has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a NuSpine with an SBA loan?

Yes — NuSpine has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a NuSpine franchise

Most NuSpine buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical NuSpine deal financed for $402K, which points to about $44K of buyer cash on a typical purchase. NuSpine is listed in the SBA Franchise Directory (identifier S3872), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund NuSpine — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for NuSpine — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for NuSpine — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. NuSpine is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 6 SBA 7(a) deals since 2020
  • $402K typical deal
  • 0 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S3872)
  • Top lenders: The Huntington National Bank, KCB Bank, First-Citizens Bank & Trust Company

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/nuspine
API:
https://www.capbench.com/api/public/franchises/nuspine
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with NuSpine.

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